The hottest Regulation Substack posts right now

And their main takeaways
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Top Technology Topics

Split the Bitcoin Baby

DeFi Education • 1199 implied HN points • 27 Sep 23
🔮 Crypto Markets Investing Regulation Mining Economics
  1. Bitcoin halving happens every four years, cutting miners' rewards in half. This can make mining less profitable for some, but it might also lead to higher Bitcoin prices in the future.
  2. Historically, each Bitcoin halving has led to a price increase, as fewer new Bitcoins are created and demand usually stays the same or increases. This basic economic principle suggests prices could go up when supply decreases.
  3. Several factors, like investor trust and regulatory changes, affect how the next halving might impact Bitcoin and the broader crypto market. Positive developments could lead to a crypto boom.

When the Mac was a Munition

Pessimists Archive Newsletter • 648 implied HN points • 24 Jan 24
🕹 Technology Computing History Regulation Innovation AI
  1. The US government classified the Power Mac G4 as a super-computer due to its computing power surpassing 1 GIGAFLOP.
  2. In 1979, a GIGAFLOP was seen as powerful and scary, but now we carry thousands of GIGAFLOPs in our pockets with modern devices.
  3. The marketing genius of Apple used the munition classification of the G4 to promote it as a 'Personal Supercomputer', leveraging the restrictions to market the product.

Chevron and the professional Republicans

Gray Mirror • 99 implied HN points • 04 Dec 24
🇺🇸 U.S. Politics Legal system Political parties Judiciary Regulation Government
  1. Being a Republican lawyer can be beneficial for your career, especially since they get many more chances for jobs in the judicial field. It's unusual compared to most other professions, where being a Democrat might be preferred.
  2. Big legal changes are happening that could limit the power of federal agencies. The recent Supreme Court decisions make it easier for Republican lawyers to challenge those agencies' authority.
  3. There's a strange cycle where more regulations lead to more demand for Republican lawyers, and without those lawyers, those agencies might do even crazier things. It's a messy but important part of how the system works.

Crypto Market Update

DeFi Education • 999 implied HN points • 09 Nov 23
🔮 Crypto Market Trends Investments NFTs Regulation Trading Strategies
  1. Bitcoin's price might not go up much more right now, so some investors are selling it and looking for better opportunities in other assets like Ethereum or NFTs.
  2. Coinbase stock has grown significantly recently, showing that investing in established crypto companies can be a good strategy for long-term growth.
  3. NFTs are getting more attention again, with recent high-profile sales indicating a possible resurgence in the market.
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Weekend Thoughts: Coinbase $COIN

Yet Another Value Blog • 1159 implied HN points • 19 Jun 23
💰 Finance Cryptocurrency SEC Regulation Competition Investing
  1. Coinbase is facing serious challenges posed by an SEC suit that could potentially put the company out of business.
  2. The primary defense of Coinbase against the SEC is the hope that Congress will change laws to save them, but this could lead to increased competition and challenges for the company.
  3. Even if Congress were to change laws to make crypto trading legal, it could have negative consequences for Coinbase's business by opening the door to strong competition and impacting its unique revenue streams.

Bonkers in Yonkers

The Honest Broker Newsletter • 1059 implied HN points • 06 Mar 24
🌞 Climate & Environment Climate Science Policy Regulation Sea Level Rise
  1. Climate policy should be based on the best-available science to be effective in addressing risks like sea level rise.
  2. Extreme, implausible scenarios like RCP8.5 can lead to misguided policy decisions and misallocation of resources.
  3. Regulatory capture by a small group of experts can result in the codification of flawed science in policies, highlighting the importance of oversight and accountability.

Software's Iron Triangle: Cheap, Fast and Good - Pick Two

Resilient Cyber • 39 implied HN points • 14 Aug 24
🕹 Technology Cybersecurity Software Quality Market Dynamics Regulation Risk management
  1. Balancing quality in software is tough. You can have it cheap, fast, or good, but you can only pick two options.
  2. There's a big gap in information between software makers and users. Many users don’t really know what's in the software they use or how secure it is.
  3. The security of software often takes a back seat to speed and cost. This leads to issues where security measures are seen as extra costs, not necessities.

Cigna Healthcare said it will buy back $11.3 billion of its own shares of stock. That announcement made the company's CEO and other investors much richer.

HEALTH CARE un-covered • 759 implied HN points • 18 Dec 23
💰 Finance Stock Market Corporate Finance Investment Regulation
  1. Cigna Healthcare plans to buy back $11.3 billion of its own stock, making its CEO and investors much wealthier. This move increased the stock price significantly in just one day.
  2. The amount Cigna is spending on stock buybacks is more than many states' entire Medicaid budgets for the year, raising concerns about the priorities of the healthcare system.
  3. Some members of Congress are upset about Cigna's decision, stating it shows how large insurance companies focus on profits instead of improving healthcare for their customers.

Sunday Strip: Swamp Monsters-

Who is Robert Malone • 37 implied HN points • 05 Jan 25
🇺🇸 U.S. Politics Politics Public Health Media Society Regulation
  1. Some people believe there are bad influences that are hidden, like 'swamp monsters', affecting society. It's important to be aware of these unseen issues.
  2. There's a long history of these problems, suggesting that they didn't just appear recently. Many believe they have been around for a long time.
  3. Understanding these complex issues can help people make better choices and find ways to push back against negativity in their lives.

All hail nuclear power

Alex's Personal Blog • 65 implied HN points • 19 Dec 24
🕹 Technology Energy AI Innovation Sustainability Startups Regulation
  1. Nuclear power is gaining traction as tech companies look to use it for sustainability and energy needs. This shift could help power data centers efficiently.
  2. Despite general market optimism, there are challenges and doubts about current investment strategies. Investors need to think critically about their options in a changing economy.
  3. The EU is facing criticism regarding its AI regulations, which might push tech development outside the region. This could lead to a lack of innovation and growth in Europe.

Missionaries vs. Mercenaries

DeFi Education • 859 implied HN points • 22 Nov 23
🔮 Crypto Regulation Investing Market Dynamics Decentralization Technology
  1. Crypto is a mix of two types of people: missionaries, who believe in its mission, and mercenaries, who seek profit. Both play important roles in shaping the market.
  2. Binance's CEO, CZ, is an example of someone who started looking for profit but grew to value the cryptocurrency mission. His journey shows how these roles can change over time.
  3. The recent settlement with U.S. regulators could signal a shift towards more oversight in crypto, which might make it safer and attract institutional investors, but it could also limit the freedom that originally attracted many to the industry.

🔥 How to ignite a geothermal energy revolution

Faster, Please! • 1279 implied HN points • 23 Jan 24
🌞 Climate & Environment Geothermal Energy Clean Energy Regulation Innovation
  1. The need for clean energy collaboration between government and companies to drive innovation.
  2. Energy deregulation can be a catalyst for promoting innovation and commercialization in the private sector.
  3. Accommodating regulatory and policy environments can accelerate the development and adoption of new technologies.

22nd Century Group: Answering the Wrong Question

Invariant • 609 implied HN points • 14 Jan 24
💰 Finance Stocks Investing Regulation Companies Market Analysis
  1. 22nd Century Group focused on developing low-nicotine cigarettes but didn't consider if consumers wanted the product.
  2. The company struggled with profitability and faced challenges even after receiving authorization for their products.
  3. Shifting focus to a different product with conventional nicotine levels came too late for the company to recover.

The Beast That Can't Be Killed

God's Spies by Thomas Neuburger • 150 implied HN points • 11 Feb 25
🇺🇸 U.S. Politics Regulation Capitalism Economic Policy Consumer Rights Wealth Inequality
  1. Capitalism has a tough time changing, even with attempts at regulation. Efforts to control it often fail, showing that it can be very resilient.
  2. Billionaires and powerful capitalists can influence and undermine regulatory bodies. Efforts to create rules for them can be ignored or dismantled.
  3. The system of capitalism can lead to negative outcomes for everyone, as the wealthy often prioritize their interests over the public good.

LLM Links, 1/17

In My Tribe • 212 implied HN points • 17 Jan 25
🕹 Technology AI Innovation Productivity Automation Regulation
  1. Intelligence can help us break down regulatory barriers and improve cooperation. A higher baseline of intelligence might push us to recognize and fix our bad decisions more easily.
  2. The adoption of AI will be slow because organizations and systems take time to change. Even with advanced AI, many people might not notice its presence right away.
  3. Bill Gates believes AI will take over routine tasks, leaving creative work for humans. However, there’s a chance that AI could also become creative, challenging the idea that humans are solely responsible for creativity.

Sanity Check

DeFi Education • 1039 implied HN points • 04 Oct 23
🔮 Crypto Blockchain Investing Regulation Decentralization Market Trends
  1. Some bad actors in the crypto world are facing legal consequences, which can lead to a healthier market. With fewer scams, investors might feel more confident returning to crypto after previous losses.
  2. US regulators are starting to change their stance on crypto. This shift could allow more compliant options for Americans to safely invest in digital currencies through trusted companies.
  3. Big companies are beginning to embrace crypto, targeting younger investors. This could lead to more mainstream adoption, but many might have to pay fees for access instead of handling their own assets.

Does RFK Jr have a guiding philosophy or is he just spitballing?

Vinay Prasad's Observations and Thoughts • 112 implied HN points • 17 Nov 24
🏥 Health Politics Health care Regulation Philosophy Public Health Medical Ethics
  1. RFK Jr. has a distinct philosophy focused on skepticism towards corporations and promoting body autonomy. He is against vaccine mandates and supports personal choice in health decisions.
  2. Vivek Ramaswamy believes in reducing FDA regulations to make it easier for drug companies to operate, but he emphasizes the need for safety studies without enforcing unrealistic efficacy requirements.
  3. The current FDA leaders, like Scott Gottlieb and Bob Califf, prioritize corporate interests and maintain high drug prices. Many feel they don't push for the best evidence and often end up working for pharmaceutical companies after leaving government.

An undergrad, twitching rodent heads, DOI, and the DEA: 5 Questions for researcher Alyssa Gillies

The Microdose • 511 implied HN points • 29 Jan 24
🔬 Science Psychedelics Research Regulation Neurobiology
  1. Researchers use DOI in the lab to study the head twitch response in rodents as an indicator of 5-HT2 receptor activation.
  2. Scheduling DOI as a Schedule I drug would create barriers for labs studying the 5-HT2 receptor due to accessibility and legal requirements.
  3. There is minimal recreational use of DOI and DOC, with the DEA's proposal affecting the progress of psychedelic research and impacting researchers.

Links to Consider, 11/22/2024

In My Tribe • 349 implied HN points • 22 Nov 24
🇺🇸 U.S. Politics Populism Regulation Mental health Social media Executive Power
  1. There are situations where the law isn't followed as written, and officials can create their own rules. This can lead to them only helping those who know how to navigate these unofficial processes.
  2. Some experts believe that a more advanced society might need less democracy, with more reliance on specialized knowledge and secrecy. This suggests a shift away from traditional democratic values.
  3. Social media can amplify extreme voices, which affects how society views issues and political figures. It mixes up the way we see our neighbors and can deepen divisions.

What's Holding Up Progress?

In My Tribe • 410 implied HN points • 30 Oct 24
🕹 Technology AI Innovation Regulation Economics Transport
  1. Self-driving taxis could change the way we think about car ownership. They might make owning a personal car feel less safe over time.
  2. Many great ideas from the past are still unused because of rules and culture blocking them. There's a huge potential in reviving these old ideas in new ways.
  3. Regulations are slowing down progress, especially in Europe. The rules are making it harder for economies to grow, even though they should be benefiting from things like a big market.

Resilient Cyber Newsletter #4

Resilient Cyber • 79 implied HN points • 09 Jul 24
🕹 Technology Cybersecurity AI Vulnerability Management Regulation Workforce
  1. Cybersecurity roles are becoming more competitive, and many people want to join the field. It's important to have standards, but we also need to make sure newcomers have a chance to enter the profession.
  2. There's a huge increase in cybersecurity vulnerabilities, making it harder for companies to keep up. Organizations need better ways to manage these vulnerabilities to protect against attacks.
  3. The conversation around AI in cybersecurity is rising, with discussions on how to use it securely and the risks involved. Transparency is key to building trust, especially after high-profile breaches.

Regulators Should Conduct "Material Loss Review" Of Synapse Disaster

Fintech Business Weekly • 52 implied HN points • 08 Dec 24
💰 Finance Banking Investments Regulation Fintech Risk management
  1. Regulators should look into the Synapse disaster to understand what went wrong. This could help prevent similar issues in the future.
  2. There is a significant amount of lost funds that still needs to be clarified, impacting many users. Authorities need to take responsibility and provide transparency.
  3. The emotional toll on the people affected is serious, as highlighted by the Synapse trustee's feelings during court. Many end users are suffering and need answers.

Artificial Intelligence: European Union AI Act and its implications for finance

The Fintech Blueprint • 471 implied HN points • 23 Jan 24
💰 Finance Regulation Technology Compliance Financial Institutions AI
  1. The European Union AI Act categorizes AI systems into various risk levels and imposes strict regulations to ensure transparency, safety, and non-discrimination in financial services.
  2. Financial institutions using AI for customer data analysis and fraud detection must comply with the EU AI Act by ensuring accurate, unbiased decisions that are explainable to both customers and regulators.
  3. Complex AI systems like Large Language Models (LLMs) pose challenges in transparency and trust, requiring new methods to interpret decision-making and align with the EU regulations.

What Can We Learn From Banking Policy In Trump’s First Term?

Fintech Business Weekly • 89 implied HN points • 10 Nov 24
💰 Finance Banking Regulation Fintech Investments Economic Policy
  1. Banking regulations during Trump's first term favored a more business-friendly and less restrictive approach, making it easier for financial innovations to flourish.
  2. Several key appointments in his administration were focused on encouraging small-dollar loans and improving access to credit for underprivileged communities.
  3. There are concerns about the transparency and accountability of banks, especially regarding how they handle customer funds during crises like bankruptcies.

Reports and lawsuits allege UnitedHealth uses AI algorithms to cut off care for the elderly and disabled

HEALTH CARE un-covered • 699 implied HN points • 15 Nov 23
🏥 Health Politics Health care Insurance Medicare Regulation Legal issues
  1. UnitedHealth is accused of using AI to deny necessary care for elderly and disabled patients. Some families have filed lawsuits claiming that these algorithms lead to severe treatment cut-offs.
  2. Employees at UnitedHealth face pressure to deny care based on algorithmic targets, which can lead to risky patient outcomes. Many fear losing their jobs if they do not comply.
  3. There is concern about the partnership between UnitedHealth and AARP, especially during Medicare open enrollment. Ads promoting these plans often do not mention the potential dangers of enrolling in private Medicare plans.

AI Roundup 099: Apocalypse Not

Artificial Ignorance • 33 implied HN points • 03 Jan 25
🕹 Technology AI Regulation Innovation Ethics Industry Trends
  1. In 2024, concerns about AI leading to disaster, called 'AI doom,' decreased significantly compared to 2023. Many voices that once highlighted these worries were less prominent, suggesting a shift in focus.
  2. New AI models are emerging that outperform existing ones at a lower cost and resource demand. This indicates a growing competition in the AI field, especially from companies in China.
  3. OpenAI is planning to become a for-profit organization, which raises questions about its future direction and relationship with charitable initiatives. This transformation remains controversial among stakeholders.

Weekly Cybersecurity Update: High-Profile Attacks, Arrests, and Emerging Threats

Vigilainte Newsletter • 19 implied HN points • 26 Aug 24
🕹 Technology Cybersecurity Software Data Privacy Malware Regulation
  1. Iranian hackers are using WhatsApp to target U.S. government officials, trying to influence the upcoming presidential election.
  2. The CEO of Telegram was arrested in France over issues with content moderation, showing that messaging apps are under more scrutiny now.
  3. New security threats are rising, like ransomware targeting Google Chrome users and vulnerabilities in smart home devices, highlighting the need for better cybersecurity measures.

News You Need To Know Before Money2020: Goldman & Apple Hit With CFPB Enforcement Actions

Fintech Business Weekly • 104 implied HN points • 27 Oct 24
💰 Finance Banking Regulation Credit Lending Fintech
  1. Goldman Sachs and Apple have to pay nearly $90 million due to issues with how they handled customer complaints about the Apple Card. They didn't follow the rules about resolving billing errors and misleading customers about financing options.
  2. The final open banking rule is now in place, but it faces a legal challenge from big banks who argue it could increase fraud and harm consumer data safety. This rule aims to give consumers more control over their financial data.
  3. SoLo Funds, a peer-to-peer lending service, is facing a lawsuit for allegedly misleading customers about loan costs. The company has been criticized for operating without the necessary licenses and using confusing practices.

Market Update

DeFi Education • 679 implied HN points • 29 Oct 23
🔮 Crypto Blockchain Investing Market Analysis Regulation Technology
  1. Bitcoin's price surged dramatically, gaining 16% in just one day. This indicates strong investor interest and market volatility.
  2. The overall crypto market has seen significant growth, with Bitcoin doubling its value in the last 11 months. This reflects a positive trend in the cryptocurrency space.
  3. Speculation about a potential Bitcoin ETF approval is driving excitement and speculation among investors, suggesting the market is watching closely for regulatory news.

What We're Looking At Now

DeFi Education • 599 implied HN points • 18 Nov 23
🔮 Crypto Investing Market Trends Regulation Technology Research
  1. Fidelity has applied for an Ethereum ETF, indicating a renewed interest in cryptocurrency. This could attract more investors and boost the market.
  2. The post includes strategies for upcoming investment moves and highlights specific cryptocurrencies to watch. This information is valuable for those looking to make informed decisions.
  3. The concept of 'crypto rotations' is introduced, highlighting how different cryptocurrencies can gain and lose popularity over time. Understanding this can help investors navigate the volatile market.

Major Signals are flashing Code Red in the Shadow Banking System

The Dollar Endgame • 718 implied HN points • 07 May 23
💰 Finance Banking Investments Regulation Economy Markets
  1. The reverse repo figures reaching $2 trillion signal a serious issue in the market, showing strains on the entire banking system from massive liquidity injections.
  2. Reverse repos in the shadow banking system allow entities like MMFs to act like banks but without the same regulations, functioning in an opaque, complex, and risky world.
  3. The increased usage of the Fed's RRP facility and rising award rates indicate collateral shortages within the system, leading to concerns about the stability of MMFs and potential risks in the financial system.

Introducing DrGupta.AI

Martin’s Newsletter • 707 implied HN points • 20 Apr 23
🕹 Technology AI Healthcare Investors Regulation AGI
  1. Healthcare costs are high due to limited supply of healthcare professionals, but AI could help increase efficiency.
  2. Investors are not as important for a startup's success as team motivation and technology advancement.
  3. Accelerationism advocates for technology benefits without excessive regulations, and AGI still faces challenges in planning and execution.

I am cancelled

A Lawyer Writes • 687 implied HN points • 24 Jul 23
💼 Business Regulation Professionalism Legal system
  1. The author received a notice about being removed from a database, not being struck off as a solicitor.
  2. The message contained unusual demands, like a fee and restrictions on future restoration.
  3. The situation highlights issues faced by retired professionals in the legal field.

The Greatest Crypto Heist You Never Heard of

DeFi Education • 739 implied HN points • 06 Sep 23
🔮 Crypto Fraud Technology Regulation Blockchain Economics
  1. Ruja Ignatova is the mastermind behind the OneCoin scam, which defrauded investors out of over $4 billion. She has been on the run from authorities since 2017 and was added to the FBI's most wanted list.
  2. The OneCoin scheme was not a real cryptocurrency and was designed to deceive thousands of investors. Ignatova and her co-conspirators manipulated the value of OneCoin and profited from the scam.
  3. Despite numerous arrests of her partners in crime, Ignatova remains elusive, and her whereabouts are still unknown. Investigators believe she might still be alive and living off the money she stole.

Death, and rebirth, of virtual reality

SuperJoost Playlist • 456 implied HN points • 12 Jan 24
🕹 Technology Virtual reality Gaming Regulation Innovation
  1. Apple is changing the vocabulary around virtual reality to set itself apart from competitors like Meta.
  2. Regulators are updating policies on children's online privacy in response to the growing popularity of interactive entertainment.
  3. Significant job cuts are happening in big tech companies like Unity and Twitch, affecting the game development industry.