The hottest Finance Substack posts right now

And their main takeaways
Category
Top Business Topics

Protocol Update - Frax Finance

DeFi Education • 459 implied HN points • 14 Oct 22
🔮 Crypto Finance
  1. Frax Finance created a stablecoin called FRAX that is backed by a mix of USDC and other assets.
  2. They have made important updates to their products, which could appeal to users interested in decentralized finance.
  3. The updates are part of an effort to keep users informed about new developments in the Frax ecosystem.

Frog Nation Series Finale: How it All Connects

DeFi Education • 819 implied HN points • 14 Jan 22
🔮 Crypto Finance
  1. Frog Nation connects different finance applications to help users manage their assets better. It's like having a network of tools to boost savings and investments.
  2. Spell/MIM is a system where you can put in your earnings to borrow a stable currency, making it easier to access funds when you need them.
  3. Popsicle Finance acts like a smart assistant for your investments by helping you get better returns and manage yields efficiently.

Why some data companies struggle to sell to the financial markets

The Data Score • 138 implied HN points • 18 Apr 23
💼 Business Finance
  1. In the financial market, selling data can be difficult if data companies don't align their products with the specific needs and capabilities of asset managers
  2. Understanding different types of asset managers and their unique requirements is crucial for data companies to succeed in selling to the financial markets
  3. Data companies must consider financial market outcomes and work backward from there to create data solutions that meet the demands of their clients

💰Q3 Predictions, $1M+ in Fresh Funding Opportunities, Fundraising Cheat Sheet, Spotting Cap Table Red Flags, and More

Lolita's Newsletter • 137 implied HN points • 06 Aug 23
💼 Business Finance
  1. US economy is experiencing ups and downs with increased interest rates and reduced consumer spending
  2. Global VC funding dropped significantly in Q2 2023 but some areas like AI and female founders are showing promise
  3. Despite the challenges, tough times can present opportunities for staying informed, resilient, and adaptable
Get a weekly roundup of the best Substack posts, by hacker news affinity:

Personal Financial Management can work?

Making Connections by Jax • 137 implied HN points • 05 Oct 23
💼 Business Finance
  1. Personal Financial Management is challenging due to low willingness to pay and retention issues.
  2. Acquiring customers cheaply by creating engaging content like a chatbot can help improve unit economics.
  3. Adding extra revenue streams and leveraging proprietary data can enhance the financial performance of a product.

Commercial Real Estate is in Crisis... Where do We Go From Here?

PropTech Future • 137 implied HN points • 17 Apr 23
💼 Business Finance
  1. Commercial Real Estate industry is facing a crisis with low occupancy and leasing activity due to various factors like skyrocketing interest rates.
  2. Adapting to the changing needs of customers is crucial for the Commercial Real Estate industry to thrive and grow amidst challenges.
  3. The future of Commercial Real Estate may involve networks of workspaces tailored to different company needs, facilitated by technologies like booking apps and access control solutions.

DirectorMoves

DirectorMoves • 137 implied HN points • 05 Jul 23
💼 Business Finance
  1. Director and CEO moves in various companies are listed, including promotions and resignations.
  2. CFO changes are highlighted, such as resignations and promotions.
  3. General Counsel updates note changes within legal positions.

A quick update on Net Income

Net Income • 137 implied HN points • 01 Sep 23
💼 Business Finance
  1. Net Income blog will return on September 15th with new content
  2. Posts will now be scheduled every two weeks for higher quality
  3. A variety of past topics and recommended readings are available on the blog

Best of SatPost (First Half of 2025)

SatPost by Trung Phan • 79 implied HN points • 27 Jun 25
💼 Business Finance
  1. Din Tai Fung restaurants make a lot of money, averaging $28 million per location. They stand out in casual dining because their food, especially the famous soup dumplings, is both popular and made with careful craftsmanship.
  2. Eli Lilly has been outperforming Novo Nordisk in the weight loss drug market with its GLP-1 medications. Strategic moves, like better manufacturing planning and new sales channels, have helped it gain market share.
  3. Fred Smith, the founder of FedEx, had an interesting journey to success, including a risky move to win at blackjack to save his company early on. His story highlights the challenges and determination involved in building a major business.

Terra DeFi (Part 1 of 2)

DeFi Education • 719 implied HN points • 19 Mar 22
🔮 Crypto Finance
  1. Terra is a unique ecosystem within decentralized finance (DeFi) that offers different tools and opportunities. It's important to understand how it works to take advantage of its features.
  2. Being familiar with Ethereum and its DeFi protocols is a good starting point for exploring other platforms like Terra. Understanding one ecosystem helps you learn about others.
  3. This guide is aimed at those who want to dive deeper into DeFi, especially non-Ethereum blockchains. It's meant for readers who are ready to enhance their knowledge and skills.

Top Links 546 Childcare as infrastructure. Why Larry Summers thinks blended finance is BS and how all that is solid burst into flames.

Chartbook • 243 implied HN points • 30 Oct 24
🇺🇸 U.S. Politics Finance
  1. Childcare should be seen as important infrastructure for the economy. It's essential for supporting working families and boosting economic growth.
  2. Larry Summers is critical of blended finance, arguing that it doesn't really solve financial problems and can lead to more issues.
  3. There's a sense that many established systems are failing or breaking down. It's a call to rethink how things work in society.

Groundly's Ground-Rent Grift

Progress and Poverty • 538 implied HN points • 31 Jan 24
💼 Business Finance
  1. Georgists scrutinize speculative investing in land, seeing land rent as unearned income.
  2. Groundly's offer of buying just-the-house and renting the land may seem affordable upfront but comes with hidden costs and responsibilities.
  3. Traditional lenders like Fannie Mae and Freddie Mac may have challenges financing Groundly-type leasebacks, raising concerns about the viability of the business model.

A reading list of older articles to get you started

Technology Made Simple • 199 implied HN points • 04 Jan 23
🕹 Technology Finance
  1. The newsletter offers curated reading lists of older articles to help readers get started in understanding important concepts in Math and Computer Science, as well as tips for becoming a next-level tech professional.
  2. Technique Tuesdays focus on tricks and techniques to solve challenging problems, such as improving code comments and creating good documentation.
  3. Finance Fridays delve into the tech industry's financial aspects, covering topics like tech business models, personal finance tips, and how news from the tech industry affects your finances.

The Deposit Myth

Altered States of Monetary Consciousness • 481 implied HN points • 08 Mar 24
💼 Business Finance
  1. When it comes to 'bank deposits', the traditional verb-noun pairing can be misleading. The term 'deposit' typically implies something being put in, but with banks, it refers to something issued out by the bank like digital casino chips.
  2. Comparing banks to casinos can help understand the concept better. When you 'deposit' cash in a bank, it becomes their asset, and you receive digital chips as a liability. This is opposite to the usual understanding that a deposit is something put in the bank.
  3. The language around 'bank deposits' can create misunderstandings, especially in economics. An update in how we define and understand 'bank deposits' can help clear up these misconceptions and align with the actual operations involved.

Yields Can Remain High and Quick Market Opportunity Maths

DeFi Education • 999 implied HN points • 09 Sep 21
🔮 Crypto Finance
  1. DeFi yields can stay high longer than expected because they have lower costs compared to traditional banks. This means more profit can be made from loans and savings.
  2. Many high yields in DeFi come from risky projects that can be scams or unsustainable. It's important to be cautious and aware of the risks involved.
  3. The DeFi market has a massive growth potential. Comparing it to traditional finance, it's estimated that DeFi could be worth significantly more because of its unique advantages.

QuantumSi Raising $50M

ASeq Newsletter • 72 implied HN points • 08 Jul 25
💼 Business Finance
  1. QuantumSi is raising $50 million to help fund its operations. This money is important because the company is currently losing about $100 million each year despite making $4 million in revenue.
  2. The company has around $209.6 million in cash at the end of last year, but the new funds will only help cover their expenses for the next couple of years.
  3. Most of the money will probably go toward developing their new technology called Proteus, and they are outsourcing some of the design work to other companies for production.

The DeFi Roundup (November 5, 2022)

DeFi Education • 419 implied HN points • 06 Nov 22
🔮 Crypto Finance
  1. Andre Cronje, a well-known figure in the DeFi space, has come back to crypto as the 'Vice President of Memes' at the Fantom Foundation. This shows his ongoing influence and creativity in the industry.
  2. The DeFi space is always changing, and it's important to keep up with the latest news and trends. Staying informed can help you make better investment decisions.
  3. Community engagement is key in DeFi. Sharing insights and updates can help strengthen connections and keep everyone in the loop.

Come on in, the party's just getting started

Alex's Personal Blog • 65 implied HN points • 23 Jul 25
💼 Business Finance
  1. AI companies are racing to build better technology using vast amounts of data and computing power. However, just having advanced models doesn't guarantee a strong market position.
  2. There's a growing trend of startups staying private longer, which means regular investors might miss out on potential growth. Recent legislation aims to open private investments to more people.
  3. A company called Vanta has seen significant growth in customers and funding, indicating a strong demand for its compliance automation services in the tech industry.

Bioeconomy Startups: A Dive into De-risking Strategies

The New Bioeconomy • 78 implied HN points • 12 Jan 24
💼 Business Finance
  1. Scaling up bioeconomy startups involves understanding the process and collaborating for de-risking.
  2. Finding a consistent feedstock supply is crucial for bioeconomy startups, often requiring partnerships with established companies.
  3. De-risking product-to-market strategy involves market assessment, alliances, and communicating sustainability.

AI Agent Experiments, Lisbon Recap, Algarve, Agency Savings, Everything Breaks, Future of Outbound

Play Permissionless • 99 implied HN points • 04 Dec 23
💼 Business Finance
  1. Met great people in Lisbon during a belly-to-belly week and enjoyed the friendly atmosphere and beautiful nature of Algarve.
  2. Cutting costs at the agency through canceling subscriptions and negotiating discounts resulted in significant savings that could be used elsewhere.
  3. Facing technical challenges with various tools pushed for positive changes, like switching to better providers and focusing on improving the quality of outbound campaigns instead of just sending more emails.

Stablecoin Farms

DeFi Education • 639 implied HN points • 30 Apr 22
🔮 Crypto Finance
  1. Stablecoins are designed to be worth around $1 all the time, making them a stable form of digital money.
  2. Farming stablecoins involves risks, especially since they are mostly issued by private companies.
  3. It's important to understand how stablecoin farms work and to be cautious with investments in this area.

The Founders’ Guide to Leveraging AI

The Generalist • 480 implied HN points • 05 Mar 24
🕹 Technology Finance
  1. Startup founders are navigating the Age of GPTs with new opportunities and risks due to advancements in AI.
  2. AI not only streamlines processes but also enhances human connection, especially in areas like HR.
  3. Industries should leverage AI for efficiencies, and companies need to be cautious not to blindly adopt AI trends without valid reasons.

veDeFi: Novel Innovation or Liquidity Trap?

DeFi Education • 759 implied HN points • 30 Jan 22
🔮 Crypto Finance
  1. veTokens are a special type of token created by Curve Finance that many other projects are now using. They help in giving users more control over their governance.
  2. There's a concern that veTokens could trap liquidity, meaning it might be hard to pull out funds once they're invested. This makes some people cautious about using them.
  3. Analyzing veToken designs can help understand their benefits and risks, which is important for anyone looking to invest in or use these types of tokens.

Garmin's ~$40B Pivot

SatPost by Trung Phan • 175 implied HN points • 17 Jan 25
💼 Business Finance
  1. Garmin transformed from an automotive GPS company to a leader in fitness watches by investing heavily in research and development. This shift helped it survive the competition from tech giants like Apple and Google.
  2. The company showed strong adaptability when its core automotive market declined, successfully pivoting to fitness and outdoor activities by creating specialized products like GPS-enabled watches for runners.
  3. Garmin's commitment to innovation and vertical integration has allowed it to maintain high-quality standards and respond quickly to market changes, helping it compete effectively despite challenges from larger tech companies.

For AI at work, start with something small

Technically • 16 implied HN points • 02 Dec 25
🕹 Technology Finance
  1. It's best to start using AI by automating small, annoying tasks instead of trying to automate everything at once. Focusing on one specific issue can lead to better results.
  2. The 'messy middle' is where AI works best. It's about tasks that are time-consuming but not critical, like summarizing reports or sorting feedback.
  3. AI can help improve parts of your job, but don't expect it to replace everything overnight. It can assist in making repetitive tasks easier and faster.

Options for Beginners

DeFi Education • 799 implied HN points • 17 Dec 21
🔮 Crypto Finance
  1. Options are contracts giving you the right to buy or sell an asset at a set price before a certain date. They help in managing risk and leveraging investments.
  2. Trading options is becoming popular, especially in DeFi. Understanding how to use options can create big opportunities as the market grows.
  3. When using options, be cautious of risks like time decay and volatility. It's important to know what you're doing to avoid costly mistakes.

Frog Nation (Part 2/2 for *today*): TIME to cast an ICE SPELL

DeFi Education • 759 implied HN points • 07 Jan 22
🔮 Crypto Finance
  1. User growth can be measured by looking at new loans opened each week. This approach helps understand overall activity even if wallet data isn't complete.
  2. Offering incentives to borrow, like providing liquidity, can encourage more borrowing and can be cost-effective in the long run.
  3. Borrows can be profitable if the borrowing cost is lower than what you earn from investments, like stablecoin farming. It's all about balancing costs and earnings.

Uniswap Part 2 - Valuation and Q&A

DeFi Education • 999 implied HN points • 26 Jul 21
🔮 Crypto Finance
  1. Understanding Uniswap's valuation helps investors see its financial health and growth potential.
  2. Different investors may have different opinions on ownership and exposure in Uniswap, which can affect decision-making.
  3. Having a clear view of how Uniswap works can lead to better investment choices in the DeFi space.

L'argent de l'Atelier

L'Atelier Galita • 79 implied HN points • 25 Jan 24
💼 Business Finance
  1. Money allows for professionalization and aligns interests and motivations.
  2. Having a financial cushion through savings brings peace of mind and security in times of crisis.
  3. Introducing money into the equation helps focus on meaningful achievements over vanity metrics.

Lesser-Known High-Paying Roles in Venture Capital

Venture Curator • 159 implied HN points • 06 May 23
💼 Business Finance
  1. Venture Capital has high-paying roles beyond just investment positions, like Community Managers responsible for networking and supporting founders.
  2. Roles like Investor Relations are essential in VC for managing communications with fund investors and attracting new ones.
  3. Talent + Hiring roles play a crucial part in VC by helping portfolio companies find suitable talent for key positions.

The DeFi Roundup (October 15, 2022)

DeFi Education • 399 implied HN points • 15 Oct 22
🔮 Crypto Finance
  1. The DeFi Llama team is continuously improving and adding new features, so it's good to stay updated on their site and social media.
  2. Regular weekly roundups help paid subscribers catch up quickly on important market events in just five minutes.
  3. Uniswap is raising funds, which is noteworthy for those interested in DeFi developments.

Gigaprofits: "batteries not included"

Intercalation Station • 279 implied HN points • 29 Mar 23
💼 Business Finance
  1. Majority of gigafactories are experiencing thin profit margins ranging from 1-3%.
  2. Economies of scale play a significant role in profitability, with larger revenue leading to higher profits.
  3. CATL leads in market dominance with over $47B USD in revenue and over 30% market share in EV batteries.

Is Token Value Capture A Myth?

DeFi Education • 579 implied HN points • 29 Apr 22
🔮 Crypto Finance
  1. The idea of token value capture might not be as straightforward as it seems. It's important to understand how tokens actually create value.
  2. Good tokens can be identified by their actual utility and the benefits they provide to users. Not all tokens have the same value.
  3. Evaluating the potential of a token requires looking beyond just its market price and considering its real-world applications.

Vibe Check: Google and Amazon. Earnings: IoT(SMTC, NOD, SLAB,PI), RMBS, AMD

Mule’s Musings • 141 implied HN points • 09 Feb 25
💼 Business Finance
  1. Google and Amazon are being assessed for their performance and outlook. People are paying attention to how these companies are doing.
  2. The earnings report includes various companies related to the Internet of Things like SMTC and AMD. These companies are important to keep an eye on for future trends.
  3. This is the first part of a weekly summary about company earnings. Expect to see more updates on financial performances soon.

The DeFi Roundup (October 29, 2022)

DeFi Education • 379 implied HN points • 30 Oct 22
🔮 Crypto Finance
  1. Elon Musk has completed his purchase of Twitter, which is creating a lot of buzz.
  2. There's a big focus on 'meme coins' or 'Shitcoins', which are fun but risky investments.
  3. Staying updated on the latest in decentralized finance (DeFi) is important for navigating these trends.

Elon Musk fighting Zuckerberg is a brilliant business move[Finance Fridays]

Technology Made Simple • 119 implied HN points • 24 Jun 23
💼 Business Finance
  1. Elon Musk uses strategic maneuvers and public challenges to distract from negative stories and generate attention, showcasing a clever business move.
  2. Public figures like Boris Johnson and SBF have similarly employed quirky behavior and distractions to cover up scandals and manipulate public perception.
  3. Media manipulation through humor and unexpected antics is a growing trend with profound implications, emphasizing the importance of being mindful of where attention is directed.

Oracle Manipulation: What You Need to Know

DeFi Education • 599 implied HN points • 10 Apr 22
🔮 Crypto Finance
  1. Oracles are important because they bring outside data into blockchains, helping many DeFi services work properly. Without them, these services would struggle to function.
  2. Due to their importance, oracles can be targeted by hackers and exploiters who want to manipulate the prices or information they provide. This creates risks for all users relying on that data.
  3. Understanding how oracle manipulation works is crucial for anyone involved in DeFi. It helps you protect your investments and make informed decisions.

what does durability even mean?

Superfluid • 53 implied HN points • 25 Jul 25
💼 Business Finance
  1. In the AI market, just being fast and focused isn't enough anymore. Companies need to act quickly and take risks to stay competitive.
  2. Timing in launching a product is really important, as demonstrated by the different growth rates of Lovable and Replit. Even having a great product doesn't guarantee success if you miss the right moment.
  3. To succeed, AI startups should focus on unique strategies and strong processes because traditional advantages aren't as effective. They need to stand out rather than just copy what others are doing.