The hottest Finance Substack posts right now

And their main takeaways
Category
Top Business Topics

A 3-Part Series: Thriving Across the Worlds of Finance, Business, Data, and Technology

The Data Score • 118 implied HN points • 09 Aug 23
💼 Business Finance
  1. Problems in the fields of finance, business, data, and technology are becoming more interconnected and complex.
  2. There is a need to break down silos and create alignment among stakeholders to make more impactful decisions.
  3. Increasing overlap between business, data, and technology requires expertise from multiple domains to navigate high-risk environments.

kitten corner: frozen assets

bad cattitude • 150 implied HN points • 20 Jan 25
💼 Business Finance
  1. Being an angel investor means you're thinking about supporting new businesses. It's important to do your research before deciding.
  2. Pitching to you shows that startups are looking for funding and believe in their idea. This can be an exciting opportunity if you choose wisely.
  3. Always ask questions and get advice from experienced investors. They'll help you understand the risks and rewards involved.

DeFi Builders and Speculators: A Symbiotic Relationship

DeFi Education • 759 implied HN points • 25 Nov 21
🔮 Crypto Finance
  1. Builders and speculators in DeFi work together and rely on each other. Builders create the tools and platforms while speculators provide the necessary activity and liquidity.
  2. Speculators play a big role in DeFi by driving trading and usage, making them crucial for the ecosystem's growth. Their activities generate revenue that helps fund further development.
  3. The future of DeFi is bright, as it serves as the foundation for financial systems. Speculation will likely continue to be a part of it, but utility and real-world assets will also play a bigger role.

SVB Collapse - Solutions

The Odin Times • 117 implied HN points • 11 Mar 23
💼 Business Finance
  1. Silicon Valley Bank collapsed due to financial issues caused by low interest rates and poor investment decisions.
  2. Short-term liquidity issues are expected for founders and investors, but long-term recovery is likely.
  3. Resources like startup ecosystem resources, legal documents, and banking solutions are available to help those affected by the SVB collapse.
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Liquidity/Value Problems & Basic Chain Movements

DeFi Education • 819 implied HN points • 09 Oct 21
🔮 Crypto Finance
  1. People are spending more time online than ever before, making digital platforms more valuable for reaching audiences. This shift means attention and money are really moving towards the internet.
  2. Decentralized finance (DeFi) is solving big problems with liquidity by allowing quick and easy loans without traditional banks. It helps people access funds faster and without the hassle of intermediary fees.
  3. Many new crypto projects are popping up, and while some will fail, being an early investor can offer high returns. Staying informed and acting quickly can help maximize benefits in this rapidly changing market.

The Curious Case of NASDAQ:ARM's Low Float

Irrational Analysis • 79 implied HN points • 20 Dec 23
💼 Business Finance
  1. Masayoshi Son's involvement in ARM (LTD) through SoftBank and Vision Funds sheds light on the company's strategic financial structures.
  2. The low free-float of NASDAQ:ARM due to the private transaction between SoftBank and Vision Fund 1 raises concerns about the IPO valuation and the overall stock price.
  3. ARM's position in the embedded/IoT market faces challenges due to RISC-V competition and customers' trend towards vertical integration, posing a threat to ARM's dominance in this market.

Inside Ineos Automotive: Can Jim Ratcliffe’s Car Company Ever Be Profitable?

Huddle Up • 10 implied HN points • 18 Dec 25
💼 Business Finance
  1. Jim Ratcliffe has poured billions into building the Ineos Grenadier as a modern recreation of the Land Rover Defender.
  2. Despite the rugged design, the business is fragile — weighed down by heavy debt and hit by tariffs and supplier failures that strain operations.
  3. The Grenadier is getting visibility and some buyer interest, but high costs and recurring problems make sustained profitability uncertain.

88mph: Fixed Interest Rate Protocol

DeFi Education • 659 implied HN points • 06 Feb 22
🔮 Crypto Finance
  1. 88mph helps users get fixed interest rates instead of variable ones. This can make managing money easier and less risky.
  2. The platform connects users with popular DeFi protocols like Compound and Aave. That means users can benefit from both fixed rates and other yield options.
  3. The 88mph team is considered strong and reliable. This adds trust to the platform for users looking to invest.

Enovix - You've Been Scammed? Maybe (part 2)

ESG Hound • 692 implied HN points • 13 Jul 23
💼 Business Finance
  1. The deal between Enovix and YBS seems questionable and based on a non-binding Letter of Intent.
  2. Enovix is a pre-revenue company trading at a high valuation, with plans for a new factory and potential Malaysian involvement.
  3. There are red flags surrounding YBS International, including resignations of corporate secretaries and changes in bank ownership.

DeFi Kingdoms - Intro to Gaming

DeFi Education • 739 implied HN points • 03 Dec 21
🔮 Crypto Finance
  1. DeFi Kingdoms combines gaming and decentralized finance, creating a fun way to engage with crypto. This mix, called 'GameFi', is becoming more popular.
  2. The game features elements like a marketplace, yield farming, and quests, much like a classic RPG. Players can earn while they play.
  3. This new trend in DeFi shows that gaming can be a creative way to explore and use financial tools in a digital world.

How Hermès Sells "Time"

SatPost by Trung Phan • 435 implied HN points • 17 Feb 24
💼 Business Finance
  1. Hermès sells luxury by focusing on craftsmanship, heritage, and long-term thinking, with iconic bags like the Birkin and Kelly embodying these values.
  2. The concept of 'time' is central to Hermès' brand, with leadership emphasizing selling time and creating desire through managed supply and quality craftsmanship.
  3. The history and heritage of luxury brands like Hermès play a significant role in their perceived value, illustrating a strong correlation between brand longevity and luxury status.

Lessons from History: The Rise and Fall of the Telecom Bubble

Mule’s Musings • 558 implied HN points • 16 Oct 23
💼 Business Finance
  1. The Telecom bubble had compounding levels of leverage throughout the value chain, which is a defining difference from today's AI companies.
  2. The barrier to entry in the Telecom industry seemed lower than in the AI industry, allowing for more new entrants.
  3. Supply is reactive to demand, and the telecom bubble showed that supply can quickly outstrip demand, leading to a glut.

Protocol Updates (part 2 of 2)

DeFi Education • 579 implied HN points • 29 Mar 22
🔮 Crypto Finance
  1. Frax and Terra are successful protocols that maintain their stable value using a special model called seigniorage share.
  2. The Frax Price Index is an important product update that helps track the value of Frax.
  3. There are resources available to help learn more about Frax and stablecoins.

Why Selling AI Automation to Hedge Funds Is Hard

Enterprise AI Trends • 63 implied HN points • 29 Jun 25
💼 Business Finance
  1. Selling AI to hedge funds is quite challenging. They often lack success stories and top-down support can make a difference.
  2. Investment managers face unique barriers when considering new technology like AI. Understanding these barriers can help tailor your sales approach.
  3. Many companies have struggled to sell AI in finance, leading some to pivot their strategies. It's important to learn from these experiences to succeed.

01/30/24 - The entirety of Ukraine, working its ass off in total war for over a year, cannot match up to even Evergrande as a single company.

Moly’s Substack • 58 implied HN points • 31 Jan 24
💼 Business Finance
  1. Even the entirety of Ukraine in total war for over a year cannot match the debt of just a single company like Evergrande.
  2. Jobs like sorting packages and working in a production line can be extremely exhausting and pay very little.
  3. The debt of Evergrande alone is larger than the debt of the entirety of Ukraine, along with many other real estate companies combined.

Venture Capital Fund Modelling III: Masterclass

Venture Curator • 139 implied HN points • 18 May 23
💼 Business Finance
  1. Venture capital fund lifecycle involves raising capital from LPs over 2-2.5 years, making investments during the commitment period, and shifting to follow-on investments afterward.
  2. VC funds go through a cycle of raising capital for Fund I, investing during the commitment period, then raising funds for Fund II to sustain investment activities.
  3. GPs play a crucial role in fundraising, investment decision-making, and supporting portfolio startups to ensure the success and growth of the VC fund.

Tokemak (Part 2/2)

DeFi Education • 739 implied HN points • 23 Oct 21
🔮 Crypto Finance
  1. Tokemak offers a service called Liquidity as a Service, making it easier for liquidity providers to rent liquidity on demand. This means that people can access funds without having to hold them long-term.
  2. The post hints that there will be more updates about NFTX, suggesting that new and exciting topics related to decentralized finance are coming soon. Keeping an eye on updates will be beneficial.
  3. Tokemak is part of a bigger conversation about DeFi trends and services, including others like Olympus Pro. These platforms work together to enhance financial services in a decentralized manner.

Narratives of business models

Product Identity • 59 implied HN points • 14 Feb 24
💼 Business Finance
  1. Business models are crucial for companies and can greatly affect their success. There are many debates about which model is the best, like subscription versus ads.
  2. Telegram's business model is unique because it relies on user subscriptions rather than ads. This approach has helped them gain a large number of paying customers and a positive image.
  3. Different business models create different emotional connections with customers. The way a company charges can reflect its values and how much it cares about its users.

Decoding Term Sheets for Founders and Investors in Simple Terms

Venture Curator • 139 implied HN points • 08 May 23
💼 Business Finance
  1. Term sheets are important for founders and investors as they outline the terms of the deal and can impact the future success of a business.
  2. Understanding the economic aspects of term sheets, like valuation, investment amount, and liquidation preference, is crucial for negotiating deals with venture capitalists.
  3. Key terms in term sheets include equity, option pool, liquidation preference, anti-dilution, and founders should carefully consider these terms when making decisions.

NVIDIA’s Profit Soars by 629% 🙀

Sector 6 | The Newsletter of AIM • 19 implied HN points • 23 May 24
💼 Business Finance
  1. NVIDIA has seen a huge profit increase of 629% compared to last year. This is a record-breaking gain for the company.
  2. The main driver of this growth is the data center sector, which grew by 425%. This shows how important data centers are for their business.
  3. Strong demand for generative AI technology has also boosted NVIDIA's success, especially with their new AI platforms that help process large amounts of data.

1/23/2024: Netflix Earnings Beat Expectations

depression2022 • 58 implied HN points • 24 Jan 24
💼 Business Finance
  1. Netflix earnings beat expectations: Revenue and subscriber growth exceeded predictions.
  2. Netflix's efforts to combat account sharing and increase subscription fees have proven successful in boosting profits.
  3. Netflix making strategic investments, such as acquiring exclusive rights to WWE's Raw, to expand its content offerings and enhance growth.

Maker DAO (Part 1) - Rolling the DAI

DeFi Education • 779 implied HN points • 14 Sep 21
🔮 Crypto Finance
  1. MakerDAO lets you create DAI, a stablecoin, by using your crypto assets as collateral without selling them. It provides a way to access funds while keeping your investments.
  2. To borrow money through MakerDAO, you need to put up more value in crypto than you want to borrow, which helps protect lenders.
  3. If the value of your collateral drops too much, MakerDAO will liquidate it to ensure loans are paid back, so it's important to keep an eye on your collateral's value.

All Fear The Cloud and Twitter Financials

Alex's Personal Blog • 131 implied HN points • 06 Feb 25
💼 Business Finance
  1. Twitter's financial health has changed a lot since Musk bought it. Today, it makes less money but is more profitable than before.
  2. There are mixed opinions about the future of AI startups and cloud services. Some believe they'll thrive, while others think they'll face tough competition and slim profits.
  3. Some companies, like Deel and Glean, are doing well in the AI space. They've shown strong growth and profitability, even in a tough market.

2024 Consulting Salaries released 🤑

Boiling The Ocean • 59 implied HN points • 11 Feb 24
💼 Business Finance
  1. 2024 consulting salaries have been released, with firms like Bain, McKinsey, and ghSMART receiving top rankings.
  2. Firms are engaging in 'Greenhushing' - scaling back on communicating their sustainability efforts.
  3. Vault's top 50 global consultancies have been announced, highlighting top firms across various categories.

The VC Corner 📰 #2

The VC Corner • 79 implied HN points • 01 Dec 23
💼 Business Finance
  1. The VC Corner is a newsletter that shares news and resources for people involved in startups and venture capital. It's helpful for both new and experienced investors.
  2. The newsletter is written by Ruben Dominguez Ibar, who also works on an investment team at Mundi Ventures. He aims to provide valuable insights through his writing.
  3. Readers can sign up for a free trial to access more content and get a deeper understanding of venture capital topics.

Decentralizing the Insurance Industry

DeFi Education • 739 implied HN points • 23 Sep 21
🔮 Crypto Finance
  1. Smart contracts can make insurance claims faster and cheaper by cutting out unnecessary overhead costs.
  2. The insurance industry has huge operational costs estimated around $900 billion, and smart contracts could reduce these significantly.
  3. Decentralizing insurance through technology is still new, which means there's a big opportunity for growth and change in the market.

May 2025 Residential Construction

Erdmann Housing Tracker • 63 implied HN points • 18 Jun 25
💼 Business Finance
  1. Multi-family home construction is back to normal levels seen before COVID-19. This means more apartments and similar housing are being built again.
  2. Single-family home construction is still taking longer than usual. Builders are facing challenges, but they're working through them.
  3. Overall, the U.S. housing construction market is facing some issues like high mortgage rates and tariffs on materials. This has led to a drop in new builds, but it's not all bad news.

Deep Dive: Sudoswap (XMON)

DeFi Education • 359 implied HN points • 17 Sep 22
🔮 Crypto Finance
  1. Sudoswap is a platform that uses Automated Market Maker (AMM) technology for trading NFTs. This makes it easier for people to buy and sell digital art and collectibles.
  2. The name 'Sudoswap' is inspired by a Unix command that allows users to run commands with elevated permissions. This reflects the platform's goal of allowing greater access and control for users when trading NFTs.
  3. The platform recently launched fully, indicating it’s now ready for more users to engage with NFTs in a decentralized and user-friendly way. This could change how people interact with NFT markets.

Deciding the Next Research Items

DeFi Education • 779 implied HN points • 12 Aug 21
🔮 Crypto Finance
  1. The next research topic will be about Sushi, and it's happening soon. It's a way to keep readers informed and engaged.
  2. Free subscribers can now suggest research projects, making everyone's voice heard. This helps the community feel involved in the content.
  3. Requests from paid subscribers get priority, but everyone's input is valued. It creates a balance between supporting paid content and considering free members' interests.

Blogger to Substack

Musings on Markets • 499 implied HN points • 25 Mar 22
💼 Business Finance
  1. The author has been blogging since 2008, sharing insights on finance and evolving their views on markets along the way.
  2. They decided to move their blog from Google Blogger to Substack because it offers a better experience for readers and is easy to manage.
  3. The content will still be free. The author encourages readers to choose their preferred platform without any changes to the writing style.

Is it SAFE?

The Founder Memo • 39 implied HN points • 29 Mar 24
💼 Business Finance
  1. Using Safes for fundraising can lead to founders selling too much of their company without realizing it. This often happens when multiple Safes stack up over time, causing unexpected dilution.
  2. Legal issues can pile up with Safes because many founders don't do thorough due diligence early on. When they finally need legal help for a priced round, hidden problems can cost them more to fix.
  3. It may be better for founders to consider priced rounds instead of Safes, especially for larger raises. This can help maintain ownership and reduce complexity in legal documents.