The hottest Finance Substack posts right now

And their main takeaways
Category
Top Business Topics

NFTs and the Future of Subscription Businesses

DeFi Education • 459 implied HN points • 09 Dec 22
💼 Business Economics Finance Marketing Entrepreneurship Strategy
  1. Businesses like subscriptions because they provide steady income and build customer loyalty. This makes business planning easier.
  2. NFTs can change how subscriptions work by offering unique ownership and access. This could make subscriptions more attractive to consumers.
  3. Traditional views on NFTs and subscriptions might be missing the bigger picture. There are new opportunities to explore that could benefit both businesses and customers.

The DeFi Roundup (November 19, 2022)

DeFi Education • 479 implied HN points • 19 Nov 22
🔮 Crypto Blockchain Finance Investing DeFi Technologies
  1. DeFi has been very active this week with important developments. Many people are talking about its potential and future.
  2. The post will discuss the long-term benefits of DeFi. It's important to understand how it can grow and change the financial landscape.
  3. Recent market trends in DeFi are highlighted. These trends give insights into where the market might be headed next.
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The lucrative business of lying to you about AI [Finance Fridays]

Technology Made Simple • 159 implied HN points • 20 May 23
💼 Business Technology Finance Media Marketing Influencers
  1. AI Misinformation, whether positive or negative, creates urgency, distorts expectations, and glamorizes certain factors to profit off misleading the public.
  2. Both AI hype and criti-hype follow a playbook of generating emotional responses in individuals to make sales, leading to financial gain for those spreading misinformation.
  3. Misinformation about AI can hide real issues within the system, making it challenging to address genuine concerns and improvements.

An intro to the Normal Distribution [Math Mondays]

Technology Made Simple • 159 implied HN points • 23 May 23
🚌 Education Math Software Engineering Statistics Finance Technology
  1. The Normal Distribution is a probability distribution used to model real-world data, with a bell-shaped curve and key points located at the center.
  2. The Normal Distribution is essential as it is commonly used in various fields to model real-world phenomena, calculate probabilities, and make informed decisions in software development.
  3. Understanding and using the Normal Distribution in software can help in making approximations for performance, making the right sacrifices, and optimizing solutions based on real-world data.

DeFi for Passive Investors

DeFi Education • 1039 implied HN points • 20 Nov 21
🔮 Crypto DeFi Investing Finance Portfolio Risk management
  1. Passive investing in DeFi can be a way for less active investors to earn returns. It allows them to participate in the market without needing to constantly manage their assets.
  2. Managing a DeFi portfolio still requires some understanding of risk management. Even passive investors should be aware of potential pitfalls and rewards.
  3. DeFi is becoming a major player in finance, and it can be beneficial for investors to explore these opportunities, even without active involvement.

'ZIRP' No More: A Founder Playbook for the Market Downturn

Condensing the Cloud • 157 implied HN points • 01 May 23
💼 Business Finance Technology Startups Investments Economics
  1. Nap pods and extravagant perks in tech companies are becoming less common due to market downturn.
  2. Private-company leaders are advised to focus on building great products and growing efficiently, especially during a potential recession.
  3. Software companies have the potential to thrive by reducing cash burn, optimizing operations, and focusing on efficient growth strategies.

Venture Capital & Free Lunch

Not Boring by Packy McCormick • 156 implied HN points • 20 Feb 24
💼 Business Venture Capital Investing Tech industry Finance Startups
  1. Venture capital is considered to be the best asset class due to its ability to fund innovation and high potential returns.
  2. Despite its risks and failures, venture capital has historically delivered strong returns and funded groundbreaking ideas.
  3. Venture capital's free lunch concept is the idea that through the failures and successes in investment, society benefits from innovation without direct costs.

The Battle of Mount Olympus

DeFi Education • 1019 implied HN points • 17 Nov 21
🔮 Crypto Blockchain Investing Decentralization Finance Technology
  1. The reward rates for OHM are set to decrease significantly, which could affect how much people want to hold it. If fewer people want to buy OHM, its price might go down, but a slower increase in supply could balance this out.
  2. OHM aims to be a decentralized reserve currency backed by assets, but right now, it’s still uncertain if it can achieve stable pricing. Investors should be cautious because not all projects in this space will succeed.
  3. If you're holding OHM, you have several options: stay staked to earn rewards, consider selling some for profits, or explore other high-yield projects. Your choice should depend on your comfort with risk and your investment goals.

Understanding the Long-term DeFi Ecosystem - Everything is an NFT

DeFi Education • 1159 implied HN points • 21 Aug 21
🔮 Crypto DeFi NFTs Blockchain Finance Digital Assets
  1. Everything can potentially become an NFT, which means you could buy, sell, or trade many physical items as digital assets in the future.
  2. Athletes can tokenize their contracts, allowing them to receive cash upfront while giving investors the chance to earn interest, changing how contracts and investments work.
  3. Creators can use NFTs to control access to their content more securely, making it harder for others to steal or copy their work, and allowing fans to invest in their success.

Beating Crypto's Flash Boys

DeFi Education • 919 implied HN points • 25 Dec 21
🔮 Crypto Trading Bots Finance Investing Decentralization
  1. Crypto markets have their own fast traders, similar to the ones in traditional finance. These traders can take advantage of regular people's transactions, potentially costing them money.
  2. If you've ever swapped tokens or had a loan liquidated, bots might have taken some of your profits. It's important to be aware of these risks when trading in crypto.
  3. As you trade more and increase your balance, the impact of these fast traders can grow. Understanding this can help you protect your investments better.

Time to Eat Some Sushi - Part (1 of 2)

DeFi Education • 1139 implied HN points • 14 Aug 21
🔮 Crypto Decentralization Exchanges Finance Projects Technologies
  1. Decentralized finance is changing how we think about money and trading. It's becoming a more accessible way for people to make financial transactions.
  2. Sushi Swap started out as a controversial project but has grown into a thriving platform. It shows how innovation can arise from challenges in the market.
  3. Understanding these new platforms is important for anyone interested in finance. They represent a shift toward a more user-driven approach.

A message large nonprofit hospitals should hear: "The judge will see you now…"

HEALTH CARE un-covered • 319 implied HN points • 15 Mar 23
🏥 Health Politics Healthcare system Finance Nonprofit Public Policy Accountability
  1. Many large nonprofit hospitals behave like people who often go bankrupt. They spend a lot on fancy buildings and high salaries without really understanding their finances.
  2. These hospitals sometimes close services in poorer areas while investing heavily in more affluent locations. This hurts communities that need healthcare the most.
  3. Just like how a judge talks to people who are bankrupt about their spending, hospital systems also need honest discussions about their financial habits to avoid future problems.

The DeFi Roundup (December 10, 2022)

DeFi Education • 419 implied HN points • 11 Dec 22
🔮 Crypto DeFi Blockchain Investing Finance Regulation
  1. Legacy media companies want the FTX bankruptcy court to reveal the names of its top clients. They believe this information should be public.
  2. This week, people are discussing the impact of the FTX situation on the DeFi space. There's a lot of concern among investors and market watchers.
  3. It's important to stay updated on events in the DeFi world, as new developments can affect your investment strategies.

9 Greatest Mistakes to Avoid When Growing a Startup

VERY GOOD PRODUCTIZED GUIDES • 19 implied HN points • 15 Jun 24
💼 Business Startups Entrepreneurship Management Marketing Finance
  1. It's important not to overthink decisions. Making quick choices can save time and help your business move forward more efficiently.
  2. Setting boundaries with clients is key. If you try to please everyone, you might get overwhelmed and burn out.
  3. Having a clear understanding of your finances before starting a business is crucial. It helps ensure you can sustain your operations and pay everyone involved.

Stablecoins: Reinventing Dollars

DeFi Education • 919 implied HN points • 10 Dec 21
🔮 Crypto Stablecoins DeFi Finance Blockchain Assets
  1. Stablecoins are a type of cryptocurrency that is usually backed by another asset, like the US dollar. They help make trading easier and allow people to transfer money quickly and cheaply.
  2. There are different types of stablecoins, like centralized ones (USDT and USDC) that are backed by fiat currency, and decentralized ones (DAI) that use overcollateralization to maintain their value. Each type has its pros and cons.
  3. Stablecoins play an important role in the crypto world and traditional finance. There is lots of interest in creating better decentralized stablecoins, as they could improve the overall system and reduce reliance on centralized finance.

Paul Graham, proto-techbro.

The Future, Now and Then • 152 implied HN points • 15 Feb 24
🎭️ Culture Tech History Finance Literature Media
  1. Paul Graham's 2004 essay showcases Silicon Valley culture before the emergence of techbros.
  2. The cultural shift in Silicon Valley was influenced by migration waves from the financial industry in the 90s and after the 2008 global financial crisis.
  3. Tech culture has evolved to value charisma and charm over traditional intelligence, as seen in YCombinator's focus on popularity and connections.

Venture Capital Fund Modelling II : Masterclass

Venture Curator • 179 implied HN points • 16 May 23
💼 Business Venture Capital Startup Investment Career development Finance
  1. Discover how VC funds calculate target ownership in startups, providing valuable insights for founders and VC enthusiasts alike.
  2. Understand the costs associated with VC business, like organizational fees, operational fees, and management fees, to determine the total investment capital for startups.
  3. Learn about the average check size that VC funds invest in startups and how ownership percentage is calculated based on the investment amount and post-money valuation.

Daily Brief: MECE & Hilbert Spaces

Math Meets Money • 4 HN points • 21 Aug 24
💼 Business Consulting Finance Data Analysis Market research Customer Insights
  1. The MECE principle helps organize complex data into clear categories that have no overlap. This is crucial for making sense of complicated systems, like businesses or markets.
  2. In business, customer demographics can be viewed as various sets that can show how different characteristics are related. Understanding these relationships can help companies better target their products.
  3. Using concepts from physics, like Hilbert spaces, can help refine how businesses analyze and transform customer data. This approach can lead to better insights into customer preferences and behaviors.

Frog Nation Series Finale: How it All Connects

DeFi Education • 819 implied HN points • 14 Jan 22
🔮 Crypto DeFi Protocols Yield Farming Stablecoins Finance
  1. Frog Nation connects different finance applications to help users manage their assets better. It's like having a network of tools to boost savings and investments.
  2. Spell/MIM is a system where you can put in your earnings to borrow a stable currency, making it easier to access funds when you need them.
  3. Popsicle Finance acts like a smart assistant for your investments by helping you get better returns and manage yields efficiently.

Why some data companies struggle to sell to the financial markets

The Data Score • 138 implied HN points • 18 Apr 23
💼 Business Data Finance Market Investment Sales
  1. In the financial market, selling data can be difficult if data companies don't align their products with the specific needs and capabilities of asset managers
  2. Understanding different types of asset managers and their unique requirements is crucial for data companies to succeed in selling to the financial markets
  3. Data companies must consider financial market outcomes and work backward from there to create data solutions that meet the demands of their clients

💰Q3 Predictions, $1M+ in Fresh Funding Opportunities, Fundraising Cheat Sheet, Spotting Cap Table Red Flags, and More

Lolita's Newsletter • 137 implied HN points • 06 Aug 23
💼 Business Venture Capital Startup funding Entrepreneurship Finance Investing
  1. US economy is experiencing ups and downs with increased interest rates and reduced consumer spending
  2. Global VC funding dropped significantly in Q2 2023 but some areas like AI and female founders are showing promise
  3. Despite the challenges, tough times can present opportunities for staying informed, resilient, and adaptable

Commercial Real Estate is in Crisis... Where do We Go From Here?

PropTech Future • 137 implied HN points • 17 Apr 23
💼 Business Real Estate Technology Finance Economy Innovation
  1. Commercial Real Estate industry is facing a crisis with low occupancy and leasing activity due to various factors like skyrocketing interest rates.
  2. Adapting to the changing needs of customers is crucial for the Commercial Real Estate industry to thrive and grow amidst challenges.
  3. The future of Commercial Real Estate may involve networks of workspaces tailored to different company needs, facilitated by technologies like booking apps and access control solutions.

Terra DeFi (Part 1 of 2)

DeFi Education • 719 implied HN points • 19 Mar 22
🔮 Crypto Blockchain DeFi Finance Investing Technology
  1. Terra is a unique ecosystem within decentralized finance (DeFi) that offers different tools and opportunities. It's important to understand how it works to take advantage of its features.
  2. Being familiar with Ethereum and its DeFi protocols is a good starting point for exploring other platforms like Terra. Understanding one ecosystem helps you learn about others.
  3. This guide is aimed at those who want to dive deeper into DeFi, especially non-Ethereum blockchains. It's meant for readers who are ready to enhance their knowledge and skills.

Daily Chartbook #398

Daily Chartbook • 131 implied HN points • 09 Mar 24
💼 Business Finance Subscription
  1. The post is for paid subscribers only, requiring subscription to access it.
  2. The Daily Chartbook #398 includes a collection of 30 charts to catch up on the day.
  3. There are options to share the post on various platforms like Facebook, email, or a direct link.

A reading list of older articles to get you started

Technology Made Simple • 199 implied HN points • 04 Jan 23
🕹 Technology Math Techniques Finance Leadership Machine Learning
  1. The newsletter offers curated reading lists of older articles to help readers get started in understanding important concepts in Math and Computer Science, as well as tips for becoming a next-level tech professional.
  2. Technique Tuesdays focus on tricks and techniques to solve challenging problems, such as improving code comments and creating good documentation.
  3. Finance Fridays delve into the tech industry's financial aspects, covering topics like tech business models, personal finance tips, and how news from the tech industry affects your finances.

Yields Can Remain High and Quick Market Opportunity Maths

DeFi Education • 999 implied HN points • 09 Sep 21
🔮 Crypto Blockchain DeFi Investing Finance Technology
  1. DeFi yields can stay high longer than expected because they have lower costs compared to traditional banks. This means more profit can be made from loans and savings.
  2. Many high yields in DeFi come from risky projects that can be scams or unsustainable. It's important to be cautious and aware of the risks involved.
  3. The DeFi market has a massive growth potential. Comparing it to traditional finance, it's estimated that DeFi could be worth significantly more because of its unique advantages.