The hottest Trends Substack posts right now

And their main takeaways
Category
Top Culture Topics

Know Your Business (KYB): The next frontier of knowing everything about your customers

Fintech Fundamentals • 471 implied HN points • 08 Aug 23
💼 Business Regulations Trends Ecosystem Opportunities
  1. KYB is an extension of KYC processes, focusing on verifying identity and assessing risk of business customers.
  2. Regulatory landscape around KYB has evolved over time, with laws requiring more scrutiny on business relationships.
  3. Major trends in KYB include the growth of fraud and cyber risks, increasing number of small businesses, and the demand for consumer-like digital experiences by SMBs.

Open Banking & Embedded Finance – Two sides of the same coin; Which technologies are shaping the future of fintech?; So what has the winning strategy for fintechs been over the last decade?;

Fintech Wrap Up • 58 implied HN points • 24 Jan 24
💰 Finance Fintech Investments Technology Trends Market Analysis
  1. Open Banking and Embedded Finance are closely related concepts driving innovation in fintech through APIs.
  2. Key winning strategies for fintech success include starting with a unique product, scaling to improve cost efficiency, and expanding to offer multiple related products.
  3. Fintech investments globally saw a significant drop in 2023, but confidence started to return towards the end of the year.

Looksmaxxing: chronicles of harmful beauty standards

The Digital Native • 58 implied HN points • 22 Jan 24
🎭️ Culture Beauty Fashion History Trends Social media
  1. Looksmaxxing is about maximizing physical appearance through basic self-care techniques.
  2. Looksmaxxing should be balanced with mental, emotional, and spiritual well-being, not just focused on physical appearance.
  3. Historically, beauty standards have often been unrealistic and harmful, emphasizing the importance of balanced self-care.
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Creator News Roundup: 02/12/2024

Cosmos • 39 implied HN points • 12 Feb 24
💼 Business Creators Partnerships Trends Content Subscription
  1. Creators are collaborating with big names like NBA players, Netflix, and Nike, showcasing the power and influence of content creators today.
  2. Creator-led productions, like the Sidemen's documentary on Netflix, highlight the growing trend of creators taking control of their content production and distribution.
  3. New partnerships, such as Nike teaming up with a Twitch streamer, signify a shift towards unconventional collaborations and influencers being sought out by major brands for marketing.

Annotating booktok and its evolution

The Digital Native • 39 implied HN points • 31 Jan 24
🎭️ Culture Social media Literature Trends Community
  1. Booktok originated as the book side of TikTok and has evolved from bookstagram and studyblr.
  2. Booktok showcases a shift towards overemphasis on smut and dark romance, leading to concerns about content consumption.
  3. Booktok's landscape includes categories such as 'horndogs,' 'mean girls,' and those who focus on the plot, calling for a return to discussing storylines over smut.

Frankly Speaking - Cybersecurity maturity: 3 types of companies and what this means for the industry

Frankly Speaking • 355 implied HN points • 05 May 23
🕹 Technology Cybersecurity Companies Industry Trends Security
  1. There are three types of cybersecurity companies: mature security organizations, companies that ignore security, and compliance- and product-focused security teams.
  2. Small companies might struggle to assess and implement proper security measures, leading many to focus on compliance certifications rather than robust security practices.
  3. It's crucial for companies, regardless of size, to prioritize and implement effective security measures to protect themselves and their partners from potential cyber threats.

Girlfood

Close-reading the reruns with Phoebe Maltz Bovy • 235 implied HN points • 10 Jul 23
🍲 Food & Drink Trends Social norms Gender Roles Cooking
  1. The trend of 'girl dinner' involves young women making meals out of snacks, sparking discussions on social media.
  2. Having simple snack meals every night can feel tedious, especially when lacking a kitchen for an extended period.
  3. Eating styles can be influenced by gender dynamics, with certain meal types being associated more with specific social situations or relationships.

The Litverse Saturday Stat: Gen Z Phone Use

Litverse • 199 implied HN points • 01 Apr 23
🎭️ Culture Youth Technology Literature Trends
  1. Gen Z individuals spend a significant amount of time on their phones, with some averaging up to 12 hours a day.
  2. The rise in phone use could impact traditional academic interests, potentially contributing to declines in humanities enrollments.
  3. There is a discussion and anticipation of a shift towards a post-literate generation, influenced by high phone usage and changing preferences.

Murder at Midyear

Jeff-alytics • 78 implied HN points • 30 Jun 23
🇺🇸 U.S. Politics Crime Statistics FBI Trends
  1. Murder rates are decreasing in big and small cities across the US.
  2. Guesstimating the national murder trend is challenging due to lack of standardized reporting processes.
  3. Leading indicators, like the Gun Violence Archive, suggest a potential 8-10% decline in national murders for 2023.

Are housing expenditures stable over time?

Erdmann Housing Tracker • 84 implied HN points • 29 Apr 23
💰 Finance Housing Analysis Trends Ownership
  1. Housing expenditures have not been stable over time, with renters seeing a 25% rise in relative spending over 40 years.
  2. Owner expenses in data are overstated, and assessing true housing costs involves factors like inflation, real returns, and leverage.
  3. Americans are spending more on housing, leading to real compromises and budget constraints, with a net increase in spending despite attempts to cut back on real consumption.

"Courtcore" and the obsession with eras and cores

The Digital Native • 78 implied HN points • 23 Apr 23
🎭️ Culture Subcultures Fashion Internet Pop culture Trends
  1. The obsession with 'core' aesthetics encompasses various human experiences and moods.
  2. Corecore involves random video editing, often with snippets commenting on shared human experiences.
  3. Courtcore refers to a niche style of dressing for high-profile trials, reflecting societal perceptions and the importance of fashion in conveying messages.

Are We Missing a Generation of Entertainers?

I Might Be Wrong • 5 implied HN points • 15 Feb 24
🎭️ Culture Entertainment Media Celebrities Comedy Trends
  1. TV, music, and movies may have been better in the past, with a trend of older entertainers being more prevalent today.
  2. Social media as an entry point to entertainment careers might favor certain types of individuals and may contribute to fewer opportunities for young entertainers.
  3. Changes in the entertainment industry like the decline of certain TV shows, fewer comedy movies, and the emphasis on identity in casting decisions could be influencing the presence of young celebrities.

What does the phenomenon of Pickleball have in common with great products?

Maximum Tinkering • 39 implied HN points • 12 Aug 23
🎾 Sports Trends Comparison Success Factors Popularity
  1. The accessibility of Pickleball makes it popular - it's a sport that is easier to play for a wider range of people compared to other sports.
  2. The lollapalooza effect, where multiple factors combine to create an unexpected outcome, is seen in the rise of Pickleball's popularity.
  3. Social proof plays a role in the success of Pickleball and other consumer products - seeing others enjoy something can influence individuals to try it.

I’m a copycat 🙀 — Bandwagon effect

10x your mind • 99 implied HN points • 07 Jul 22
🎭️ Culture Trends Social media Influencers Pop culture
  1. The bandwagon effect is when people follow trends or make decisions based on what others are doing, without considering personal preferences.
  2. It's important to distinguish between following popular opinions and seeking expertise when making decisions, especially in high-stakes situations.
  3. While we may naturally tend to follow the crowd, we can use the bandwagon effect positively by surrounding ourselves with people who inspire us and help us grow.

A selfie trend of pandemic proportions

Links I Would Gchat You If We Were Friends • 199 implied HN points • 15 Jan 21
🎭️ Culture Social media Trends Internet culture Music Health
  1. Some people are taking 'vaxxies' - photos of themselves before or after getting vaccinated, which can be both informative and potentially boastful on social media.
  2. Vaccination photo shoots aim to educate and encourage vaccination, but they can sometimes come off as self-centered, particularly on social media platforms.
  3. There are concerns that 'vaxxies' might inadvertently discourage people who haven't received the vaccine, leading to further division and disparities in access.