The hottest Investing Substack posts right now

And their main takeaways
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Top Finance Topics

DeFi Education Q&A (May 2024 pt. 1)

DeFi Education • 579 implied HN points • 04 May 24
🔮 Crypto Blockchain Finance Investing Technology Education
  1. DeFi education is important for understanding finance and crypto. It helps people make informed decisions in the market.
  2. Q&A sessions feature experts who share their knowledge. This is a great opportunity to learn from experienced professionals.
  3. Staying updated with the latest trends in DeFi can lead to better investment choices. Engaging in discussions and asking questions enhances your understanding.

Weekend thoughts: investing advice (not financial advice!) for non-investors

Yet Another Value Blog • 1513 implied HN points • 13 Jan 24
💰 Finance Investing Stocks Index funds Accounting Value investing
  1. Investing in low-cost index funds can be a smart choice for non-investors.
  2. Trying to outperform the market with individual stock trading is challenging and can be risky.
  3. It's important to learn the basics, understand finding an edge, and align investments with expertise when pursuing investing as a hobby.

Ticker Take: a weekly newsletter on investing.

Jon’s Newsletter • 119 implied HN points • 05 Aug 24
💰 Finance Stock Market Investing Economic Trends Interest Rates
  1. The stock market is experiencing a decline due to concerns about weaker growth in China and delays in new technologies from major companies like Nvidia. Investors are getting nervous, leading to a selloff.
  2. Reports of disappointing job numbers in the U.S. have made investors worried about the economy, especially with the Federal Reserve possibly cutting interest rates into a recession rather than a soft landing.
  3. Despite the current market downturn, historical data suggests that bull markets can last longer than many think. This bull market has lasted about 22 months so far, which is still shorter than average.
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Ticker Take: a weekly newsletter on investing.

Jon’s Newsletter • 99 implied HN points • 11 Aug 24
💰 Finance Investing Stock Market Market Trends Economic Analysis Bonds
  1. Market corrections are normal and can be healthy for long-term growth. It's important to own a mix of investments and stay calm during downturns.
  2. After a drop in the stock market, like with the S&P 500, there's often a bounce back, with strong average returns in the months that follow.
  3. Media companies are struggling with changes in viewer habits, which may lead to consolidations in the industry. This means fewer players but potentially stronger companies in the long run.

Security or Commodity?

Points And Figures • 479 implied HN points • 11 Oct 24
🔮 Crypto Regulation Investing Digital Assets Market Trends Innovation
  1. The ongoing legal battle between Bitnomial Exchange and the SEC is crucial in determining whether $XRP is classified as a security or a commodity. This could impact how all digital assets are regulated in the future.
  2. $XRP is argued to be similar to traditional currencies like the US Dollar, functioning as a medium of exchange without the characteristics of a security, which usually includes dividends or voting rights.
  3. The SEC's actions are perceived as an overreach to expand its regulatory powers, and many believe that a ruling favoring Bitnomial could help protect the crypto industry and promote innovation.

Economics Links, 2/2/2025

In My Tribe • 410 implied HN points • 02 Feb 25
💰 Finance Economics Investing Market Trends Sustainability Energy
  1. The rising 10-year Treasury yield means higher costs for government debt and could hurt stock prices as investors change their expectations.
  2. Traders need to be careful with market momentum, as it can shift unexpectedly, leading to losses when everyone stops buying at high prices.
  3. Renewable energy projects face high costs to connect to the grid, and large battery systems have limitations, raising questions about their reliability.

Trump tariffs won’t easily derail euro zone recovery

Klement on Investing • 1 implied HN point • 17 Feb 25
💰 Finance Investing Economics Trade Policy Tariffs
  1. The euro zone is recovering and won’t be heavily impacted by US tariffs. Economists expect slow growth but not a major setback.
  2. There’s confusion about VAT as it’s treated like a sales tax that doesn't favor EU goods over US products.
  3. Even with these tariffs, US can claim a win without causing high inflation in their economy.

Understanding Illiquidity

DeFi Education • 759 implied HN points • 03 Apr 24
🔮 Crypto Trading Investing Finance Tokens Markets
  1. Illiquidity can make it hard to quickly sell or buy assets. This means you might struggle to find a buyer or seller when you need one.
  2. Memecoins create buzz because small investments can sometimes lead to huge profits. It attracts traders hoping for quick wins.
  3. The hype around memecoins can distract from more stable investments. It's essential to understand the risks involved before diving in.

DeFi Education Q&A (March 2024)

DeFi Education • 939 implied HN points • 09 Mar 24
🔮 Crypto Blockchain Finance Investing Decentralization Technology
  1. The Q&A sessions provide expert insights from experienced professionals in finance and software, helping participants understand complex topics better.
  2. These sessions are designed to answer specific questions about decentralized finance (DeFi), making it easier for attendees to learn and engage.
  3. It's an opportunity for subscribers to gain knowledge in a bull market, where they can ask questions and receive advice tailored to their needs.

Avoid Investors Who...

Investment Talk • 1356 implied HN points • 16 Jan 24
💰 Finance Investing
  1. Re-reading quality literature can be more valuable than reading new ones.
  2. Specialists may be more prone to cognitive dissonance compared to generalists.
  3. Management proficiency in capital allocation is crucial in investing.

❄️ 💳 Prime et Netflix gratuits ? Tinder Gold et 3 pass WeWork offerts ?

Snowball • 1395 implied HN points • 09 Jan 24
💰 Finance Credit Cards Investing Fintech Rewards Banking
  1. Some credit cards offer unique benefits like free Amazon Prime or cashback in the form of investments.
  2. Revolut cards come with various advantages based on the subscription level, like free currency exchange or cashback on accommodations.
  3. American Express cards provide a range of benefits, from purchase guarantees to access to exclusive events. The higher-tier cards offer even more luxurious perks like worldwide lounge access.

Dealing with a big loser (business brew appearance / companion post)

Yet Another Value Blog • 1159 implied HN points • 02 Feb 24
💰 Finance Investing Portfolio Management Risk management
  1. Investing is a psychological game - need confidence to swing hard at good ideas.
  2. Having a big loser can shake confidence but it's important to avoid going "on tilt" and getting overly aggressive.
  3. To deal with big losses, reflect on decisions made, re-evaluate portfolio positions with a clear mind, and seek insights from others.

Elon Musk’s xAI raises Monster $6B Series B for AI Supercomputer and Grok 3

The VC Corner • 379 implied HN points • 28 May 24
🕹 Technology AI Computing Investing Startups Semiconductors
  1. Elon Musk's company xAI just raised $6 billion to build an advanced AI supercomputer and improve their AI model, Grok 3. This new funding makes xAI a key player alongside OpenAI and Anthropic.
  2. The $6 billion Series B funding round is a big deal in the AI world, showing a lot of investor confidence. Musk plans to use this money to get the hardware needed for more powerful AI.
  3. xAI aims to compete with top AI companies by developing a massive number of semiconductors for training their models. This means more competition in the market and potentially exciting innovations in AI technology.

($) 2025: Year of (Software) Picks and Shovels

Interconnected • 92 implied HN points • 22 Dec 24
🕹 Technology AI Software Infrastructure Investing Databases
  1. In 2025, software tools like API platforms, databases, and GPU clouds will be key for AI applications. They are becoming just as important as hardware for building AI solutions.
  2. The focus on AI is shifting from just hardware to include software infrastructure that supports the creation of smarter, more useful AI agents.
  3. Investors should pay attention to emerging software tools and platforms as they will drive the next wave of innovation in AI. Recognizing which ones will succeed is crucial.

Economics Links, 1/25/2025

In My Tribe • 410 implied HN points • 25 Jan 25
💰 Finance Economics Investing Market Trends Data Analysis Political Economy
  1. Many experts believe that relying on government decisions can be inefficient because it often favors those with political power instead of addressing real needs.
  2. Inequality is a natural part of society, and efforts to eliminate it through government action can lead to problems, including promoting wokeness.
  3. Economic data can often be misleading due to measurement errors, making it hard to trust figures that inform important decisions like GDP or monetary policies.

Messi, Inc.

The Generalist • 2341 implied HN points • 22 Feb 24
💼 Business Sports Technology Investing Entrepreneurship Marketing
  1. Being considered the GOAT in a sport can lead to lucrative opportunities and wealth accumulation, as seen with athletes like Michael Jordan and Lionel Messi.
  2. Changes in social media, technology, and athlete earnings have given superstar athletes more power and control over their wealth and commercial endeavors.
  3. Lionel Messi's strategic moves, like moving to America and establishing Play Time, indicate a growing potential for immense wealth through business ventures beyond his football career.

DeFi Education Q&A (April 2024 pt. 1)

DeFi Education • 659 implied HN points • 06 Apr 24
🔮 Crypto Blockchain Finance Technology Investing Education
  1. The Q&A sessions provide expert insights from experienced professionals in finance and software. This means you'll get reliable knowledge directly from people who really know what they're talking about.
  2. These sessions are just for paid subscribers, which helps ensure quality content and an engaged audience. It's a space designed for those who are truly interested in learning more.
  3. The focus is also on staying updated with the fast-moving world of cryptocurrency and finance, so you'll always be learning the latest trends and information. It's an opportunity to grow your understanding of DeFi in real-time.

Consumer Investing Struggled Even in the Boom Times. 2023 Was Worse. Can AI Save It?

Newcomer • 1316 implied HN points • 09 Jan 24
💼 Business Investing Startups AI Consumer Tech Venture Capital
  1. Consumer investing in 2023 struggled, especially in sectors like e-commerce and social media.
  2. Investors are looking towards AI-powered consumer startups for a potential resurgence in 2024.
  3. The focus is shifting towards AI tools that benefit hobbyists, workers, and small businesses, rather than consumer-facing AI apps.

Investing Update: 3 Stocks For 2025

Spilled Coffee • 72 implied HN points • 11 Jan 25
💰 Finance Investing Market Trends Stock Analysis Consumer behavior
  1. The job market is doing well, with a low unemployment rate and strong job growth. This is helping boost the economy.
  2. Interest rates are rising, particularly for 10-year Treasuries, which can affect the stock market negatively. The S&P 500 has seen a drop recently due to these rate increases.
  3. Most stocks aren't doing too well right now, with only a small percentage in an uptrend. Small caps are struggling and have dropped over 10% recently.

Weekend thoughts: Buffett's Wells Fargo Opportunity Cost $WFC

Yet Another Value Blog • 1159 implied HN points • 27 Jan 24
💰 Finance Investing Stocks Opportunity Cost Valuation Portfolio strategy
  1. The concept of an opportunity cost stock is important in investing for making trade offs and decisions.
  2. Buffett's choice of Wells Fargo as his opportunity cost stock highlights the importance of timeless industries and consistent returns.
  3. Flexibility and adaptability are crucial in managing opportunity cost stocks as circumstances and information change.

Issue #141: X Partners with Visa, Wise’s LatAm Push, And Australia Tightens BNPL Rules

Fintech Radar • 6 implied HN points • 06 Feb 25
💰 Finance Fintech Payments Investing Regulation Digital Currency
  1. X has teamed up with Visa to introduce a digital payment feature in their app. This move aims to make X a more comprehensive service, but it raises concerns about user trust and market competition.
  2. Wise has expanded its services to Mexico, focusing on providing low-cost international payment options. This expansion comes as the demand for remittances in Mexico grows, presenting both challenges and opportunities.
  3. Australia is tightening regulations for Buy Now Pay Later (BNPL) services by requiring providers to apply for credit licenses. This change could favor established companies while making it harder for new entrants to join the market.

Economics Links, 1/4/2024

In My Tribe • 501 implied HN points • 04 Jan 25
💰 Finance Market Trends Economic Theory Regulation Crypto Investing
  1. Paul Krugman talks about how gambling on asset prices is like a natural Ponzi scheme. People get caught up with optimism, which can lead to bigger financial risks.
  2. There are new types of market leaders, like Michael Saylor of MicroStrategy, who influence markets and create a kind of cult-like following among investors.
  3. In Argentina, Javier Milei is changing things by cutting government departments and privatizing state companies. His aim is to weaken the power of his political rivals.

Portfolio Update

Spilled Coffee • 36 implied HN points • 27 Jan 25
💰 Finance Investing Market Trends Portfolio Management Personal Finance Economic Analysis
  1. A move was made in the portfolio that is worth sharing. It's an important update that could impact future decisions.
  2. The information shared in this post is exclusive to paid subscribers, so it's intended for those who support the content.
  3. Engaging with updates like this can help subscribers stay informed about new developments in the portfolio.

DeFi Education Q&A (February 2024 pt. 2)

DeFi Education • 879 implied HN points • 24 Feb 24
🔮 Crypto Blockchain DeFi Investing Finance Education
  1. Q&A sessions give you insights from experts in finance and software. It's a great way to learn from people who know the field well.
  2. These sessions are for anyone interested in DeFi, whether you're new or looking to deepen your understanding. Everyone can benefit from the information shared.
  3. Being part of these discussions can help you make better decisions in your financial journey. Engaging with knowledgeable individuals can provide clarity on complex topics.

🏆 Cannibal stocks

Compounding Quality • 2024 implied HN points • 01 Jun 23
💰 Finance Stocks Investing Companies Market
  1. Cannibal stocks are companies buying back their own shares, increasing your ownership without effort.
  2. Buybacks create value when a stock is undervalued, like investing in your own company.
  3. 15 high quality cannibal stocks have criteria like ROIC, profit margin, EPS growth, and decrease in shares outstanding.

Market Cap vs. Equal Weighted Index Funds - Explained

Concepts of Finance 🧠 • 239 implied HN points • 20 Jun 24
💰 Finance Investing Index funds Market Analysis Risk management Portfolio strategy
  1. Market-cap weighted index funds invest more in larger companies, which can mean more stability but also more risk if those big companies do poorly.
  2. Equal-weighted index funds treat all companies the same, offering more diversification and potential for growth, but they can be more volatile and expensive to manage.
  3. Choosing between these two types of funds depends on your comfort with risk, your investment goals, and how you think the market will perform in the future.

❄️🏢 Acheter un immeuble de rapport : tout ce qu’il faut savoir

Snowball • 1100 implied HN points • 22 Jan 24
💰 Finance Real Estate Investing Property Management Financial planning Risk management
  1. Buying an income-building property requires thorough preparation and attention to details before making the purchase.
  2. Investing in buildings with multiple rented units can offer advantages like lower price per square meter, increased yield, and centralized management.
  3. When visiting potential properties, it's crucial to ask the right questions to sellers, observe key elements on-site, and gather essential documents for further evaluation.