The hottest Substack posts right now

according to Hacker News
Category

Was Fintech's Biggest Lending "Innovation" A Willingness To Serve Riskier Borrowers By Charging Higher Rates?

Fintech Business Weekly • 237 implied HN points • 09 Jul 23
💰 Finance Consumer Credit Banking Venture Capital Lending Fintech
  1. Fintech lenders rely heavily on conventional credit scores like FICO and possibly overcharge riskier borrowers.
  2. Fintech's main 'innovation' is serving borrowers banks reject by charging higher interest rates.
  3. Goldman Sachs is looking to offload its Apple partnership, showcasing the shifting landscape of fintech engagements.

METR’s study on how AI affects developer productivity

Engineering Enablement • 19 implied HN points • 23 Jul 25
🕹 Technology AI Tools Developer Productivity Software Development
  1. Developers using AI tools actually took 19% longer to complete tasks, which is the opposite of what many people expected.
  2. Many developers were too optimistic about AI's benefits, even after experiencing a slowdown—they still thought it helped them a little.
  3. AI tools struggled with complex code and didn’t perform well for tasks where developers already had a lot of expertise.

Creating the Talent Marketing Category: The Martec

Making Connections by Jax • 39 implied HN points • 16 Oct 23
💼 Business Marketing Technology Entrepreneurship Startups SaaS
  1. Employer Brand professionals focus on attracting potential employees through brand strategy and content creation.
  2. The Martec provides tools for content strategy, creation, and distribution to help Employer Brand professionals scale their marketing capabilities.
  3. The Martec leverages Founder-Market Fit, Technology Tailwinds, and Category Creation Opportunity to position itself as a leader in the emerging Talent Marketing space.

Bitcoin or Bit Con?

Diane Francis • 379 implied HN points • 25 Feb 21
🔮 Crypto Regulation Cryptocurrency Bitcoin Investment Market Trends
  1. Bitcoin is not a traditional currency; it's more like a digital file stored with complex passwords. If you forget your password, you could lose access to your Bitcoin forever.
  2. The Bitcoin market is very volatile and can swing wildly based on social media posts, especially from influential people like Elon Musk. This makes it risky for anyone looking for stable investments.
  3. Bitcoin mining uses a huge amount of energy, harming the environment. Plus, there isn't much regulation around it, so people can easily get scammed or misled.
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Walk in the Pines #149

Pinecone Weekly Brief • 19 implied HN points • 11 Feb 24
💼 Business Investing Research Podcasts Economy
  1. The post features weekly recommendations for readings, podcasts, and videos related to finance and leadership.
  2. Various links are provided for further exploration, including articles from WSJ and podcast episodes discussing diverse topics.
  3. Disclosure at the end explains that the content is for informational and educational purposes, not as direct investment advice.

Google, Amazon, Rust DevRel and DevRev Forge

zerooctave • 19 implied HN points • 11 Feb 24
🕹 Technology Articles Tweets Events Hackathons Tech Jobs
  1. The newsletter provides a curated list of job openings in tech companies like Google, Amazon, and Rust DevRel, covering various roles from interns to experienced professionals both on-site and remote.
  2. Stay updated on hackathons happening online and offline, including events like DevRev Forge and opportunities for developers to showcase their skills and learn.
  3. Explore upcoming tech events, conferences, and programs like DevRelCon, GSOD, and MLH Fellowship, offering networking chances and learning opportunities in the tech industry.

The Silver Bull Is Finally Here

QTR’s Fringe Finance • 25 implied HN points • 16 Jun 25
💰 Finance Global Economy Investing Precious metals Market Trends Economic Analysis
  1. Silver is experiencing a significant price increase and is expected to outperform gold as the market shifts. This could be a great time to invest in silver before prices rise higher.
  2. Demand for silver is growing due to its use in technology and renewable energy, especially solar panels. However, silver production is struggling to keep up with this rising demand.
  3. The current economic conditions, like inflation and instability in traditional financial assets, are pushing investors toward silver, seen as a safer and more stable investment.

Daily bit(e) of C++ | std::find_end

Daily bit(e) of C++ • 19 implied HN points • 11 Feb 24
🕹 Technology Programming
  1. The std::find_end algorithm in C++ helps find the last instance of a subrange in a range.
  2. It operates similarly to std::search but returns the last instance instead of the first.
  3. This algorithm can be useful when you need to search for the final occurrence of a specific sequence in a larger set of data.

Case Study: Project Voyager and Angry Dynomites

Ronin’s Newsletter • 24 implied HN points • 18 Jun 25
🕹 Technology Ecosystem Gaming Web3 Blockchain
  1. Angry Dynomites is a fun, dinosaur-themed game called Craft World. It allows players to manage resources and complete missions, with a special focus on player engagement.
  2. The game has a unique leveling system where players can earn DynoCoins through missions. Missions offer instant rewards and a sense of progression, keeping players motivated.
  3. Players can refer others to the game and earn bonuses for their progress. This creates a community feel and encourages players to stay involved.

AR and the (Possible) Return of Skeuomorphism

Thoughts • 19 implied HN points • 11 Feb 24
🕹 Technology Virtual reality AR UI Design User Experience
  1. Skeuomorphism was a popular UI design concept that mimicked physical objects, making interfaces user-friendly for those new to technology.
  2. Affordances in digital interfaces, as seen in skeuomorphism, help users interact intuitively, like how door handles suggest pushing or rotating.
  3. With AR/XR devices gaining popularity, there's potential for a comeback of skeuomorphism in a more functional form, bridging virtual and physical worlds.

The Waves Will Roll In and Move Out Regardless of What You and I Think of It

The Sunday Wisdom • 19 implied HN points • 11 Feb 24
📖 Philosophy Interpretation Randomness Meaning
  1. Metaphors are powerful tools we use to explain complex phenomena by comparing them to more familiar things. Comparisons help bridge our understanding of difficult concepts.
  2. Interpreting art and literature involves uncovering the deeper meanings hidden below the surface. Sometimes, the pursuit of meaning where none exists can lead to misinterpretation.
  3. Randomness was not always accepted as a concept. The shift to valuing randomization, like in randomised controlled trials, required a departure from attributing meanings to random events and a move towards empirical understanding.

Rust Bytes: "Rust Won’t Save Us"

Rust Byte's Substack • 19 implied HN points • 11 Feb 24
🕹 Technology Programming Jobs Opinions Resources Updates
  1. Google contributes $1 million to enhance C++/Rust Interop Initiative, aiming to improve compatibility between Rust and C++ codebases for smoother transitions.
  2. Rust Analyzer is a valuable Rust compiler front-end tool for IDEs, offering coding assistance and issue highlighting.
  3. Analysis on exploited vulnerabilities highlights the need for continuous vigilance in software development and stresses collaboration in addressing security challenges.

📚Crypto Untangled

Untangled with Charley Johnson • 19 implied HN points • 11 Feb 24
🔮 Crypto Cryptocurrency Technology Blockchain Decentralization Smart Contracts
  1. Crypto industry needs to work on earning public trust and creating real value in the world
  2. To move forward, the crypto industry should focus on understanding how blockchains interact with social systems
  3. The e-book 'Crypto Untangled' aims to help people understand what's happening in the crypto world and encourage industry participants to address blindspots

How AI in Law Could Transform the Economy

Autonomy • 23 implied HN points • 27 Jun 25
🕹 Technology Business Economy Law AI
  1. AI can help make legal processes faster and cheaper. This means people can get justice more quickly, especially those with smaller claims.
  2. By improving how businesses handle disputes, AI can reduce unpaid invoices and fraud. This helps startups and freelancers get paid on time and encourages economic growth.
  3. However, AI may struggle with the human side of legal disputes. Emotions and fairness play a big role, which AI can't fully understand or manage.

Links for 2024-02-11

Axis of Ordinary • 19 implied HN points • 11 Feb 24
🕹 Technology AI Math Politics
  1. Researchers achieve quick drone flight with fast simulations on a laptop and share the code publicly.
  2. New study surpasses previous methods in long-context video understanding, even with fewer parameters.
  3. Introduction of PHATGOOSE model for recycling PEFT modules to enhance zero-shot generalization.

The latest papers about browser fingerpinting

The Web Scraping Club • 19 implied HN points • 11 Feb 24
🕹 Technology Cybersecurity Data Privacy
  1. Browser fingerprinting is used as an alternative to cookies and raises privacy concerns due to its unique identification capabilities.
  2. Desktop devices are more easily uniquely fingerprinted compared to mobile devices, with Chrome providing more detailed configurations.
  3. Innovative approaches like using WebGPU for web fingerprinting pose privacy risks and may require countermeasures to prevent misuse.

Performative Failure

Investing 101 • 69 implied HN points • 03 Nov 24
💼 Business Risk management Venture Capital Entrepreneurship Investment Strategies
  1. Performative failure, where people act as if they are failing for show, can prevent real learning and growth. It's better to genuinely take risks and embrace true failure.
  2. Shame often stops people from trying because they confuse their self-worth with their success or failure. It’s important to separate who you are from what you achieve.
  3. Choosing the right challenges to pursue is key. Aiming for meaningful goals makes any failures valuable and worthwhile, as they contribute to growth and character.

The koan of an open-source LLM

Democratizing Automation • 142 implied HN points • 06 Mar 24
🕹 Technology Regulation Models Artificial Intelligence Copyright
  1. The definition and principles of open-source software, such as the lack of usage-based restrictions, have evolved over time to adapt to modern technologies like AI.
  2. There is a need for clarity in identifying different types of open language models, such as distinguishing between models with open training data and those with limited information available.
  3. Open ML faces challenges related to transparency, safety concerns, and complexities around licensing and copyright, but narratives about the benefits of openness are crucial for political momentum and support.

UX Roundup: Field Observation of Sticky Notes | Performative Privacy | Response Time Delays | Jakob Fireside Session | Content Supremacy

Jakob Nielsen on UX • 23 implied HN points • 30 Jun 25
🕹 Technology User Experience Web Design AI Ethics Privacy Content Strategy
  1. Users struggle with bad designs when they need to write sticky notes to remember how to use a system. This shows that the design is confusing or hard to use.
  2. Many privacy features on websites only look good and don't actually protect users. They often annoy users while providing little real help, which can damage trust.
  3. Long loading times and delays frustrate users. It's important to make systems faster and to give clear updates during wait times to keep users engaged.

Brain Glitch

Polymathic Being • 66 implied HN points • 24 Nov 24
📖 Philosophy Perspective Cognition Behavior
  1. Cognitive dissonance is what happens when our brains struggle with holding two conflicting beliefs. It often leads to defensive responses, like changing the topic or attacking someone instead of addressing the issue.
  2. Recognizing cognitive dissonance in ourselves is important. It helps us pause, reflect, and learn when we're feeling defensive or emotional during discussions.
  3. Not all contradictions are bad. Embracing them can lead to a deeper understanding and new perspectives, helping us navigate complex issues more effectively.

The SPACE of AI: Real-world lessons on AI’s impact

Engineering Enablement • 15 implied HN points • 21 Aug 25
🕹 Technology AI Tools Software Development Developer Productivity
  1. Most developers believe AI makes them more productive, but its benefits can vary by task and team. Many developers feel AI tools help them work better, but not everyone sees the same improvement.
  2. Developers who frequently use AI are often more productive, especially with routine tasks. The more they use it, the better they get at knowing how to apply it effectively.
  3. Organizational support is key for AI adoption. Companies encouraging AI use see more of their developers using it daily and benefiting from its features.

Only in Hell Can the Dow Ever Climb

The False Consensus Effect • 39 implied HN points • 10 Oct 23
💰 Finance Economy Retirement Wealth Stock Market Investing
  1. The author discusses the complexities of wealth, power, and inequalities tied to investment portfolios, questioning the morality behind profiting from people's suffering
  2. A critical view is presented on the impact of financial markets, politicians, and media propagating a system that prioritizes profit over social justice
  3. The importance of reflecting on societal values, advocating for equity, and challenging the status quo of wealth accumulation and economic structures

Jobs and Opps at ITV, The Evening Standard, BBC iPlayer, Agency Hackers, and Many, Many More 🔌

Journo Resources - The Opportunities • 79 implied HN points • 16 May 23
💼 Business Jobs Opportunities Freelancing Journalism Media
  1. Various job opportunities in journalism and media are available at companies like ITV, BBC iPlayer, and The Evening Standard.
  2. The pace of breaking news journalism can be intense and exhausting, with continuous deadlines and quick context-switching.
  3. There are opportunities in various fields like content editing, journalism, and marketing, with different pay scales and locations.

Daily bit(e) of C++ | decltype(auto)

Daily bit(e) of C++ • 19 implied HN points • 10 Feb 24
🕹 Technology Programming
  1. decltype(auto) can be useful when auto type-deduction causes issues, especially with function result types.
  2. It's worth considering decltype(auto) as it follows decltype rules to determine types, offering a potentially better solution.
  3. To explore decltype(auto) further, you can check out Compiler Explorer for practical examples and implementation details.

First Person Shooter Raycaster Game Demo w/DragonRuby

Brian Knapp’s Newsletter • 19 implied HN points • 10 Feb 24
🕹 Technology Game Development Demo YouTube
  1. The project involved creating a 3D raycaster game demo in DragonRuby, resembling the style of Wolfenstein 3D.
  2. There were challenges with the coordinate systems and math that needed adjustments, like inverting the coordinate system to match the DragonRuby platform.
  3. Despite some hurdles, the project demonstrated the potential to create a cool demo with minimal code in a game development project.

Problem: Break Down A Monolith Application Into Microservices

SkylineCodes • 19 implied HN points • 10 Feb 24
🕹 Technology Architecture Design Communication Scaling
  1. Decomposing a monolithic application into microservices pattern helps scale and deploy services independently which is crucial for agility and quick feature updates in a competitive market.
  2. Understanding the Scale Cube model and its dimensions (X-axis scaling, Y-axis scaling, Z-axis scaling) is essential for designing scalable and resilient software architectures.
  3. Decomposing by business capability and subdomain are effective strategies for breaking down microservices, ensuring cohesive and loosely coupled services aligned with business needs.

Interesting Data Gigs # 79: Want a job today as Sofware Engineer? Learn COBOL and Exilir ASAP

Interesting Data Gigs Weekly • 19 implied HN points • 10 Feb 24
🕹 Technology Cloud Programming Software Engineering Legacy Systems AI
  1. Rob Mee and his team at Mechanical Orchard are leveraging Generative AI to modernize critical, old code running on mainframes efficiently and properly.
  2. Legacy systems in the U.S. still heavily rely on languages like COBOL, offering job opportunities for those skilled in it.
  3. Mechanical Orchard's use of COBOL and Elixir highlights the demand for modernizing old systems and the potential for increased profits after such modernization.

UX Roundup: UX Leaders Need Profits | In-depth AI | Emotional Avatar Animation | Construction Time | User Needs

Jakob Nielsen on UX • 5 implied HN points • 01 Dec 25
🕹 Technology Data Centers AI User Experience Software Innovation
  1. UX leaders should focus on delivering value and driving profits, rather than just trying to get close to CEOs. It's important to prove you can make a positive impact on the business.
  2. New AI tools like 'Deep Review' are designed to analyze and improve academic papers in depth, showing that more investment in AI can lead to better results in research quality.
  3. User engagement with AI products, like ChatGPT, is growing fast. People are increasingly relying on these tools over traditional methods, signaling a big shift in user preferences.

A look at the DoD's Zero Trust Strategy

Resilient Cyber • 119 implied HN points • 27 Nov 22
🕹 Technology Cybersecurity Risk management Digital Transformation Information Systems
  1. The Department of Defense is adopting a Zero Trust strategy to improve security by not automatically trusting any user or device, and it aims to fully implement this approach in five years.
  2. Key goals of the strategy include fostering a culture of Zero Trust within the organization, accelerating technology adoption, and ensuring DoD systems are secure and well-defended.
  3. Success relies on collaboration across all levels of the DoD, as well as proper funding and resources to support the technology and cultural shifts needed for this new security model.

Breaking Down the DoD Software Modernization Strategy

Resilient Cyber • 79 implied HN points • 13 Apr 23
🕹 Technology Software Development Information Systems Defense technology Cloud Computing Cybersecurity
  1. The Department of Defense (DoD) wants to modernize its software to keep up with technology and improve national security. They plan to deliver software that is reliable and fast to adapt to changing needs.
  2. A key part of the strategy is embracing cloud technologies and making sure software can withstand and recover from issues. This means investing in modern tech and improving processes to speed up software delivery.
  3. To achieve these goals, the DoD recognizes the importance of updating how it trains and manages its workforce. They need to make sure their team is skilled and ready to adapt to new technologies and ways of working.

Microsoft Sentinel SOC 101: How to Detect and Mitigate Fileless Malware Attacks with Microsoft Sentinel

Rod’s Blog • 39 implied HN points • 09 Oct 23
🕹 Technology Malware Threat Detection AI Cloud Computing Cybersecurity
  1. Fileless malware attacks are increasing and can be a serious threat to organizations as they evade traditional antivirus solutions by not relying on executable files.
  2. Microsoft Sentinel, a cloud-native security information and event management solution, can help detect and mitigate fileless malware attacks by collecting data at scale, utilizing analytics rules, and automating incident response.
  3. To prevent fileless malware attacks, consider using web filtering to block phishing emails, managed threat hunting for early detection, and indicators of attack (IOAs) analysis to identify malicious activities.

How To Communicate With Software Engineers So That They Understand You

Money in Transit • 39 implied HN points • 09 Oct 23
🕹 Technology Information Flow Communication Software Engineering Testing Programming Language
  1. Software engineering is not inherently more difficult than other professions like medicine or law.
  2. Effective communication with software engineers can be facilitated by using frameworks like The Spreadsheet Analogy and the Given-When-Then method.
  3. Communication breakdowns between engineers and non-engineers can be bridged by understanding software engineering concepts and speaking a shared language.