The hottest Finance Substack posts right now

And their main takeaways
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Top Finance Topics

Investing Update: A Bull Market Scare?

Spilled Coffee • 40 implied HN points • 21 Dec 24
💰 Finance Investing Market Trends Economic outlook Stock Analysis Inflation
  1. The stock market can be very unpredictable, like a roller coaster with ups and downs. It's important to be ready for sudden changes in the market.
  2. Recently, there was a big drop in the S&P 500, which showed that many stocks were losing value. It's a reminder that market conditions can shift quickly.
  3. Despite the rough week, there were also signs of recovery, with some stocks doing better. This shows that after tough times, markets can bounce back.
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Manchester United Finances Q1 2023/24

The Swiss Ramble • 373 implied HN points • 22 Jan 24
💰 Finance Sports Business Investments Economics Markets
  1. Manchester United announced financial results for Q1 2023/24, showing a pre-tax loss but increased revenue and profit on player sales.
  2. Revenue streams for Manchester United increased, particularly in match day, broadcasting, and commercial aspects.
  3. United's profit from player sales rose from £17m to £29m, attributed to the departure of certain players.

Ticker Take: a weekly newsletter on investing.

Jon’s Newsletter • 139 implied HN points • 11 May 24
💰 Finance Investing Stock Market Market Trends Financial Analysis
  1. Growth is good, but focus on steady companies. Investing in companies like Mastercard and Waste Management can be safer than in more volatile sectors like tech.
  2. Look for quality stocks with strong finances. Companies that have good balance sheets and are undervalued are better bets for stability and growth.
  3. Beware of concentration in one stock. It's smart to diversify your portfolio; don't let one winning stock take up too much space.

Buying Time

Comment is Freed • 93 implied HN points • 31 Oct 24
💰 Finance Economics Government Forecasting Spending Budgeting
  1. The government is trying to slow down a financial crisis by making tough choices, but this is just a temporary fix. They've had to reverse some tax cuts and allow for more borrowing.
  2. The previous government's budget projections were unrealistic, leading to anger and concerns about how much spending was really needed. Many departments are facing serious issues.
  3. Despite these reversals, the government doesn't have much time left to make the situation better. They're in a tough spot and need to find new ways to improve the economy.

The Investment Case for Chinese Stocks

Modern Value Investing • 353 implied HN points • 28 Jan 24
💰 Finance Investing Stocks Economic Growth
  1. Chinese stocks have underperformed global peers, but a potential reversal could be imminent due to recent policy changes and low valuations.
  2. The Chinese government has taken measures to support the stock market, including a significant rescue package and regulatory changes, indicating a shift in approach.
  3. Factors like global underweighting of Chinese stocks, a recovering Chinese economy, and potential monetary policy adjustments suggest a positive outlook for investing in Chinese stocks.

Credit Crunch Tsunami Hits Land

cryptoeconomy • 668 implied HN points • 22 Apr 23
💰 Finance Loans Mortgages
  1. Credit crunch is hitting various sectors like car loans, housing, and business loans.
  2. Banks are cutting off car loans due to difficulty in getting buyers approved, affecting dealers.
  3. Mortgages are in a critical state with plunging applications, high debt ratios, and increasing defaults.

Portfolio Review - January 2024

The Wolf of Harcourt Street • 399 implied HN points • 01 Feb 24
💰 Finance Investing Stocks Portfolios Earnings Valuation
  1. The newsletter discusses investing in NU Holdings as a new position due to its growth potential in Latin America.
  2. The author shares insights on adding to their Auto Partner position, seizing an opportunity when the stock price dropped.
  3. The author presents a buy list, highlighting Evolution and NU as stocks to watch and potentially add to the portfolio.

The Price of Risk: With Equity Risk Premiums, Caveat Emptor!

Musings on Markets • 759 implied HN points • 05 Aug 23
💰 Finance Equity Investing Risk management Market Analysis Corporate Finance
  1. Equity risk premium (ERP) is the extra return investors expect from risky investments compared to risk-free ones. Understanding this helps investors make better decisions about stocks.
  2. Different methods to measure ERP can give very different results. It's important to understand why and how these estimates change over time.
  3. Using a consistent and logical approach to estimating ERP is crucial for making informed investment choices. Each method has its pros and cons, and what works best may depend on your investment goals.

Market Right Now Is "A Story Of Contrasts"

QTR’s Fringe Finance • 13 implied HN points • 20 Jan 25
💰 Finance Market Analysis Trading Strategies Investment Advice Economic Trends Risk management
  1. The current market is unpredictable and may not be the best time to make forced trades.
  2. It's important to watch for short-term price jumps created by sentiment changes and market positioning.
  3. Relying on experienced traders for insights can be helpful, but always consult a financial advisor before making decisions.

❄️🔮 +250 % pour cette action / Comment l'IA va bouleverser nos économies

Snowball • 314 implied HN points • 11 Feb 24
💰 Finance Markets Investment Economy Supermarkets Cryptocurrency
  1. Sprouts Farmer Market, an American supermarket chain focusing on healthy products, saw its stock increase by over 250% in 3 years due to a new CEO's strategy.
  2. Artificial intelligence has the potential to disrupt consumer behavior and economies, as explored through a study by the investment fund a16z.
  3. Events like the Super Bowl can indicate economic trends and provide insights into the financial health of companies through their marketing spend.

Why Are Gold And The Dollar Trading Together?

QTR’s Fringe Finance • 19 implied HN points • 10 Jan 25
💰 Finance Investment Commodities Market Trends Economic Policy Global Markets
  1. Gold and the US Dollar are sometimes moving together, which can indicate stress in the global market. This unusual connection raises questions about economic stability.
  2. Central banks influence both gold prices and the dollar's value. Higher interest rates can make the dollar seem more appealing, but many still look to gold to protect against inflation.
  3. Events like political chaos and wars can make people feel uncertain, leading them to invest in gold as a safe option during tough times.

BOJ Stands Pat; Yen Weakens to ¥158; Inflation Substantially Below 2% Goal

Japan Economy Watch • 159 implied HN points • 27 Apr 24
💰 Finance Inflation Central Bank Interest Rates Currency Exchange Economic outlook
  1. Bank of Japan (BOJ) announced no new tightening measures, leading to yen weakening to ¥158/$
  2. Inflation in Japan has fallen substantially below the 2% goal, with core inflation hitting 1.4% in the past six months
  3. BOJ remains optimistic about reaching stable 2% inflation, emphasizing on a 'virtuous cycle' between wages and prices

Would Yen Intervention Succeed?

Japan Economy Watch • 179 implied HN points • 15 Apr 24
💰 Finance Intervention Interest Rates
  1. The effectiveness of yen intervention by the Ministry of Finance is uncertain, based on past attempts and the influence of interest rate gaps.
  2. The weakened yen might not necessarily be due to unwarranted speculation, but rather a reflection of long-term weakening of the Japanese economy.
  3. The Bank of Japan's actions, like increasing interest rates, could have a more significant impact on the yen's value than direct interventions by the Ministry of Finance.

Elite X Hype, Mediocre Financial Impact

Irrational Analysis • 159 implied HN points • 27 Apr 24
💰 Finance Analysis Investing Stock Market Technology Semiconductor
  1. Qualcomm's market share in laptop/PC is expected to grow from less than 0.1% to 5% by CY 2025.
  2. The stock price of Qualcomm may not show significant movement as the potential market share gains are likely already factored in.
  3. Qualcomm's gain in market share is predicted to come at the expense of Intel, which is already facing numerous challenges in their core business.

Problems at an ARK Invest Favorite

The Bear Cave • 1026 implied HN points • 07 Mar 24
💰 Finance Investing Stocks Analysis Market
  1. The Bear Cave raises concerns about an ARK Invest favorite, suggesting it may not live up to the hype and bold promises of innovation.
  2. The company in question has been spending on questionable celebrity partnerships, leading to doubts about its true potential.
  3. Despite predictions of high growth, The Bear Cave predicts a potential crash for this company, signaling a caution for investors.

Bank of England holds rates, but...

Off to Lunch • 334 implied HN points • 01 Feb 24
💰 Finance Monetary Policy Inflation Business News Economy Interest Rates
  1. The Bank of England decided to keep interest rates at 5.25%, despite a split vote among committee members.
  2. Inflation is still high in the UK at 4%, above the Bank's 2% target, but recent data suggests a slowdown in the economy.
  3. The Bank's monetary policy report hints at inflation potentially dropping to 2% in the near future, but interest rates may not be cut until sustained evidence is seen.

Adyen N.V. Investment Thesis

The Wolf of Harcourt Street • 819 implied HN points • 14 Sep 23
💰 Finance Investment Payment processing Competition Market Dynamics Valuation
  1. Adyen's success is attributed to its ability to simplify complex payment processing challenges for businesses, nurturing customer relationships and offering tailored solutions.
  2. Adyen competes in a crowded payment processing landscape, facing challenges such as intense competition, commoditization of payments, and the need to differentiate through value-added services.
  3. Adyen is well-positioned to capitalize on the growing digital payment market and expand its reach by supporting emerging technologies and offering versatile payment solutions.

Links - 01/15/2024

Value Investing World • 373 implied HN points • 16 Jan 24
💰 Finance Investing Stocks Podcasts Business Strategy
  1. Investors need a margin of safety when investing in securities to account for human error and market volatility.
  2. Various podcasts and videos are available covering topics like top stocks for 2024, business strategies, and lessons from investors.
  3. Continuously learning and staying informed is crucial in making wise decisions, as wisdom doesn't come by chance.

Chelsea Finances 2021/22

The Swiss Ramble • 648 implied HN points • 12 Apr 23
💰 Finance Economics Sports Ownership Revenue Expenses
  1. Chelsea's 2021/22 season saw highs and lows, including finishing 3rd in the Premier League and winning UEFA Super Cup and FIFA Club World Cup.
  2. New ownership led by Todd Boehly saw a record £481m revenue for Chelsea, with a reduced pre-tax loss of £122m.
  3. Revenue increase was boosted by fans returning to the stadium, resulting in higher match day and commercial revenues, although broadcasting revenue fell due to specific reasons.

Fed Pivots to More Hikes, More Pain

cryptoeconomy • 648 implied HN points • 10 Jun 23
💰 Finance Economic Policy Monetary Policy Inflation Banking Investing
  1. The Federal Reserve is planning more interest rate hikes and tightening measures, signaling potential economic pain.
  2. Despite initial expectations of a pause in rate hikes due to economic impacts not yet fully realized, Fed Governor Waller is advocating for further hikes to curb inflation.
  3. Quantitative Tightening, the reversal of money printing, may be the next step for the Fed despite past failures, raising concerns of potential economic disruptions and widespread impacts.

You should get a pre-nuptial agreement

Something to Consider • 79 implied HN points • 18 Jun 24
💰 Finance Insurance Contracts Marriage Investment Risk management
  1. Getting a pre-nuptial agreement is like buying insurance for your marriage. It protects both partners in case things don't go as planned.
  2. Many people think a prenup shows distrust, but it actually helps avoid messy court battles later. It's about planning for the future.
  3. Not having a prenup means accepting a default contract from the state. It's better to negotiate your own terms when you both feel good about each other.

Market Resilience or Investors in Denial: The Market at Mid-Year 2023

Musings on Markets • 799 implied HN points • 18 Jul 23
💰 Finance Market Analysis Investment Strategies Economic Trends Stock Market Risk management
  1. The first half of 2023 surprised many investors who expected a tough year, as markets unexpectedly improved despite fears of inflation and recession.
  2. Tech companies, especially big names like Apple and Microsoft, drove the stock market's gains, while some sectors like energy struggled.
  3. Overall, it's important to stay humble in investing because predicting market trends is extremely difficult, and what goes up can also come down.

Value Investing Substack Portfolio Review | Annual Letter 2023

Value Investing Substack • 373 implied HN points • 14 Jan 24
💰 Finance Investing Stocks Financial Analysis Value investing
  1. The VIS Portfolio outperformed the S&P 500 both in up and down years, showing it's a zero-correlation portfolio.
  2. By focusing on undervalued stocks, the VIS Portfolio achieved similar or higher upside than the S&P 500 with lower downside risk.
  3. The VIS Portfolio has consistently beaten the S&P 500 across different time periods, showcasing the effectiveness of the value investing strategy.