The hottest Investments Substack posts right now

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Lawler: Update on American Homes for Rent (AMH)

CalculatedRisk Newsletter • 19 implied HN points • 27 Feb 24
💰 Finance Real Estate Investments Inflation Earnings
  1. American Homes for Rent (AMH) saw a decline in occupancy rate last quarter, contrasting with Invitation Homes.
  2. The average monthly rents of INVH and AMH seem to lead the CPI's Rent of Primary Residence by about two quarters, and rent growth has remained above the overall inflation rate.
  3. Rental inflation remains elevated for many single-family renters despite certain limitations in the rent trend comparisons and geographic focuses of these companies.

The lies we tell ourselves

Known Unknowns • 275 implied HN points • 03 Apr 23
💰 Finance Economy Policy Banking Investments Regulations
  1. Interest rates may not return to normal, so be cautious. Collective DC plans might not be as ideal as they seem.
  2. Don't expect a recession to automatically solve inflation issues; it may not work as expected.
  3. Inflation brings uncertainty, making high real yields essential, and planning for Social Security reforms could involve risky collective DC plans.

Announcing $175m more to Bridge the Digital Divide

Equal Ventures • 19 implied HN points • 20 Feb 24
💼 Business Venture Capital Technology Startups Investments Funding
  1. Equal Ventures raised $175 million to Bridge the Digital Divide - $100m for Equal Ventures Fund 2 and $75m for the Opportunity Fund to invest in analog markets like climate, insurance, retail, and supply chain.
  2. The firm aims to support founders in non-traditional technology markets and believes the time is right for innovation in these industries.
  3. Equal Ventures focuses on providing hands-on support, independent conviction, and a 'prepared mind' to startups, aiming for strong founder relationships and long-term success.
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Big Changes Are Coming to FIN!

James Ledbetter's FIN • 15 implied HN points • 25 Feb 24
💼 Business Fintech Investments Technology Media Finance
  1. Big changes are happening to FIN, with new editorial leadership and a vision for cross-platform expansion in the fintech industry.
  2. Investors are showing interest in fintech companies like Eigen Labs securing significant funding for innovations like restaking protocols and dub platform for copy trading.
  3. AI-driven fintech and regtech companies like Napier AI are experiencing growth through substantial funding to enhance compliance and security measures.

Letter #86: Jensen Huang (2004)

A Letter a Day • 196 implied HN points • 27 May 23
💼 Business Technology Investments Innovation Financial results
  1. Jensen Huang founded Nvidia in 1993 and helped revolutionize computer graphics with GPU technology.
  2. In 2004, Nvidia reached milestones like being first to market with programmable shaders and significant revenue growth in media and communication processors.
  3. Nvidia positioned itself as a leader in the Networked Digital Media Era, emphasizing on growth opportunities in GPU technology, media centers, mobile computing, and wireless handsets.

How to Find Founder-Market Fit

Startup Pirate by Alex Alexakis • 196 implied HN points • 24 Mar 23
💼 Business Startups Entrepreneurship Acquisitions Investments Jobs
  1. Founder-Market Fit is crucial for startup success - ensure you are well-suited for the market you are targeting.
  2. Assess market dynamics, business model, key activities, and industry culture to determine your fit in a specific market.
  3. If you face Founder-Market (un)Fit, consider solutions like finding a co-founder, getting social proof, building a strong executive team, or exploring new opportunities.

Letters #82/83: Evan Spiegel and Mitch Lasky (2014)

A Letter a Day • 196 implied HN points • 16 May 23
💼 Business Finance Technology Investments Companies Market Analysis
  1. Email exchange between Evan Spiegel and Mitch Lasky focused on financing, hiring, and communicating with Facebook
  2. Discussion on the importance of sustainable monetization before seeking high valuations and the need for strategic hiring for growth
  3. Insight into the market conditions, the importance of revenue generation, and Snapchat's focus on innovation and growth

Currency Arbitrage for Real Estate in Argentina

BowTiedMara - Geoarbitrage & Mobility Assets • 137 implied HN points • 21 Jul 23
💰 Finance Real Estate Investments
  1. Currency arbitrage can be utilized when buying real estate in Argentina through payment plans in USD or pesos.
  2. Investing in new construction projects in Argentina requires due diligence on the construction company's track record and the payment structures, such as Fideicomiso or SA/SRL.
  3. Non-residents can access payment plans for real estate in Argentina, leading to opportunities for profitable investments and potential currency arbitrage.

More on Follow-Ons

Venture Upward • 19 implied HN points • 30 Jan 24
💼 Business Venture Capital Investments Career Advice
  1. Follow-ons in venture capital are for earning money from carry, not for just building a track record.
  2. Increasing investment in subsequent rounds can escalate downside risk without similar upside benefits.
  3. Being strategic about follow-on investments in portfolio companies is crucial to avoid excessive risk and maximize returns.

'ZIRP' No More: A Founder Playbook for the Market Downturn

Condensing the Cloud • 157 implied HN points • 01 May 23
💼 Business Finance Technology Startups Investments Economics
  1. Nap pods and extravagant perks in tech companies are becoming less common due to market downturn.
  2. Private-company leaders are advised to focus on building great products and growing efficiently, especially during a potential recession.
  3. Software companies have the potential to thrive by reducing cash burn, optimizing operations, and focusing on efficient growth strategies.

The 16th Largest Bank in the United States is No More

The Sunday Morning Post • 137 implied HN points • 12 Mar 23
💰 Finance Banking Investments Regulation Economy Business
  1. Silicon Valley Bank, the 16th largest in the US, was shut down due to bad investments and cash management issues.
  2. The failure caused panic in the banking community, leading to stock value drops and concerns about similar risks in other banks.
  3. The unique situation of Silicon Valley Bank and its impact on the tech sector may not necessarily lead to a widespread banking crisis.

Welcoming Ali Afridi Back to Equal Ventures

Equal Ventures • 19 implied HN points • 16 Jan 24
💼 Business Venture Capital Entrepreneurship Investments Startups Support
  1. Ali Afridi is rejoining Equal Ventures as a Principal, bringing a valuable blend of experiences in entrepreneurship and VC insights.
  2. Equal Ventures is shifting towards competitive specialization in founder support, aiming to offer comprehensive expertise to portfolio companies.
  3. The team at Equal Ventures has evolved its structure to maximize support for seed stage founders, leveraging a mix of industry leads, product owners, and experts like Ali Afridi.

It's beliefs all the way down

Iterare • 98 implied HN points • 14 Mar 23
💰 Finance Beliefs Money Investments Markets Value
  1. Money is based on belief - understanding beliefs is crucial when dealing with finances.
  2. Markets and trading value are driven by what others believe - belief in value is fundamental in trading.
  3. Understanding beliefs about beliefs is important in investing - being aware of the dynamics of belief in market behavior can help in making investment decisions.

Issue #101: Capital One To Buy Discover For $35.3b, Monzo Eyes £4b Valuation, And FairMoney In Talks To Buy Umba

Fintech Radar • 6 implied HN points • 28 Feb 24
💼 Business Fintech Investments Acquisitions Startups Compliance
  1. Capital One's acquisition of Discover for $35.3 billion aims to boost competitiveness in the payments network but may face regulatory challenges due to concerns about bank consolidation.
  2. Monzo's potential £4 billion valuation in a funding round signifies ongoing investor interest in neobanks adapting to profitability and growth in the consumer fintech market.
  3. FairMoney's talks to buy Umba in a $20 million deal show a trend of consolidation in fintech markets like Africa, where companies navigate challenges to serve a growing demand for digital financial services.

What Are The Dangers And Rewards Of Doubling Down On Your Investments?

Behavioral Value Investor • 89 implied HN points • 30 Apr 23
💰 Finance Investments Risk management Behavioral Finance Value investing Financial Markets
  1. Doubling down on investments can be risky, make sure to assess potential downsides.
  2. Even successful investors can make mistakes and suffer losses by doubling down.
  3. Before doubling down on an investment, consider factors like financial leverage, funding requirements, and management strength.

Footwork at Year 2

next big thing • 76 implied HN points • 13 Apr 23
💼 Business Venture Capital Investments Entrepreneurship Diversity Portfolio Management
  1. Footwork is an early-stage venture capital firm focused on making a handful of new investments each year.
  2. Their portfolio includes companies like Table22, Via, and Cradlewise, with a focus on diversity and close partnerships with founders.
  3. Despite market fluctuations, Footwork remains excited about new investments, with a specific interest in AI, climate tech, and education models.

Things every founder should know about "founder's stock" and QSBS

Nathan’s Substack • 39 implied HN points • 03 Sep 23
💼 Business Startups Taxation Investments Entrepreneurship
  1. When starting a tech company, it's almost necessary to be a Delaware C-corp for investor funding, with significant advantages such as no corporate income tax and efficient legal processes.
  2. Founders stock refers to shares purchased by founders at formation for a very low value that brings tax benefits like immediate tax payments with the 83(b) election and quicker QSBS clock start.
  3. Understanding tax provisions like QSBS can lead to significant advantages for entrepreneurs, with strategies like 1045 exchanges and investing in Qualified Opportunity Zones to maximize gains and minimize taxes.

Saturday Sprouting Reads (Digital Agronomy, Farm Laws, Corteva's 'Bioquisition', Alternative Protein Funding, Production Hubs in Agriculture)

Agribusiness Matters • 58 implied HN points • 11 Mar 23
💼 Business Startups Investments Market Trends Farming
  1. Analysis of Farm Laws in India suggests a steady reformist trajectory in agricultural markets, which was in progress even before the laws were repealed.
  2. Corteva's acquisition of Symborg and Stoller Group highlights the shift towards biologicals in crop protection as a growing segment.
  3. Investments in alternative proteins show a trend of non-American startups receiving significant funding, with plant-based startups receiving the most investments.

Issue #97: PayPal Fails To Excite The Market With Its New Features, TikTok Wants Every Post To Be Shoppable, And Klarna Drops A Subscription Product

Fintech Radar • 6 implied HN points • 31 Jan 24
💰 Finance Fintech Payments Subscription Mergers & Acquisitions Investments
  1. PayPal failed to impress the market with its new features, losing momentum after an initial spike in stock value.
  2. TikTok is testing a feature to make every post shoppable, aiming to boost its e-commerce business with enhanced shopping experiences.
  3. Klarna introduced a $7.99 subscription plan 'Klarna Plus' to generate recurring revenue as it gears up for its IPO, reflecting mixed opinions on the BNPL industry.

Illumina: Unidentified Financing Operation?

Nongaap Investing • 30 implied HN points • 22 Aug 23
💰 Finance Investments Governance Insider trading Mergers & Acquisitions
  1. Milky Way Investments Group's $125 million investment may have been used to benefit Illumina insiders through undisclosed shares and influence in Grail's Series D round.
  2. Dr. Klausner's ownership of Grail shares through Milky Way Investments Group raised concerns about undisclosed insider transactions and potential conflicts of interest.
  3. The intertwining relationships between Helix, Grail, and Illumina, as well as the modifications of options and redemptions, suggest possible non-disclosed financial dealings and self-dealing among insiders.

More Vertical Fintech, Please

Equal Ventures • 39 implied HN points • 23 Feb 23
💼 Business Fintech Market Analysis Investments Business Models
  1. Combining vertical software with fintech can create powerful business opportunities, leveraging market nuances to enhance efficiencies and insights.
  2. It's challenging to build defensible financial services independently, but merging them with workflow software can increase market size and potential revenue streams.
  3. Markets with low digital penetration offer ripe opportunities for vertical SaaS and fintech integration, attracting investments across various sectors for this innovative approach.