Tan & Robinson's book on Asian financial statement analysis is a key resource for spotting fraud and misrepresentation in Asia.
Watch out for companies with high margins, poor cash flows, fast-growing balance sheets, and complex corporate structures with frequent related party transactions.
High-profile short-seller reports should be taken seriously when assessing potential fraud in companies.
Investors might need to prepare for tougher conditions in the market. It seems like the Federal Reserve might not be there to support them like before.
The era of easily accessible money may be changing. Investors who relied on quick fixes might find it harder to bounce back from crises.
It's important for investors to rethink their strategies. They may need to adapt to a new reality where traditional safety nets aren't guaranteed.
Money plays a huge role in our lives, but many people avoid discussing it. Ignoring money can make it control us even more.
Creatives often feel pressured to work without proper compensation, believing art should be 'pure.' This leads to undervaluing their work and struggling financially.
Money can reflect our values and desires when used intentionally. It’s important to see it as a tool for expressing what matters most to us instead of something evil.
Builders like Lennar are using cash discounts to sell homes, which can create a misleading price for buyers. Buyers may end up paying more due to high 'menu prices' even if they think they are getting a good deal.
There are risks for mortgaged buyers when home prices fall. They might be stuck with a mortgage amount that is higher than the real value of their home, leading to losses or foreclosure situations.
Unlike in past housing crises, current market conditions have regulators and the Federal Reserve focused on avoiding a housing crash. The situation today is more stable, reducing the chances of a major crisis like in 2008.
The author's portfolio has increased by 52.10% in 2024, showing strong performance. It's great to see a significant growth in investments like this.
For 2024, this might be the sixth time in eight years that the portfolio has outperformed the S&P 500. It indicates a consistent strategy that works well over time.
The author is sharing the current portfolio details exclusively with paid subscribers. It's a way to provide more in-depth insights for those who are more engaged.
In November, both single-family and multi-family serious delinquency rates went up. This means more people are having trouble paying their housing bills.
Freddie Mac reported that the single-family serious delinquency rate increased slightly to 0.56%. Even though it rose, it's still lower than pre-pandemic levels.
The overall trend shows that while delinquency rates are increasing, they are still relatively low compared to before the pandemic hit.
Coinbase is facing serious challenges posed by an SEC suit that could potentially put the company out of business.
The primary defense of Coinbase against the SEC is the hope that Congress will change laws to save them, but this could lead to increased competition and challenges for the company.
Even if Congress were to change laws to make crypto trading legal, it could have negative consequences for Coinbase's business by opening the door to strong competition and impacting its unique revenue streams.
Selling Bitcoin soon after a major news event might be smart, as prices often peak at these moments. It's a common strategy to buy when news is expected and sell when it's delivered.
Consider converting your Bitcoin into dollars or stablecoins if you anticipate a price drop. That's a way to secure your profits.
Keep an eye on market updates and predictions, as they can help inform your trading decisions. Staying informed is crucial in the fast-moving crypto space.
Fintech is experiencing significant growth again, with companies like Plaid and Klarna showing increased revenue and plans for IPOs. This is a positive sign for the industry after a tough period.
The market has changed how it values fintech revenue, with some companies seeing a drop in their revenue multiples. This creates challenges for startups looking to raise funds or sell.
There’s a lot of optimism in tech startups, especially with advances in AI and improvements in battery technology. Many founders are working on exciting projects that could change the industry.
The Federal Reserve implemented liquidity injections in response to financial chaos post-COVID-19, leading to a tapering process that raised questions about the true nature of the measures.
Despite the apparent tapering by the Fed, financial markets didn't react as expected, hinting at an expansion in the authorities' toolkit that analysts might not fully comprehend.
The evolution of liquidity measures and updated understandings about the Fed's balance sheet reveal a broader range of tools and potentially hidden liquidity injections.
Precious metals like gold and silver are valuable because they can hold their worth over time. People often invest in them as a safe way to protect against things like inflation and market changes.
There are several easy ways to invest in precious metals, including buying physical bullion, using storage services, or buying shares in metal-focused ETFs and companies.
There's a debate about whether gold or Bitcoin is a better store of value. Gold is physical and trusted by central banks, while Bitcoin is a digital asset with the potential for growth.
Interest rates in 2023 showed little change, challenging the idea that the Fed is solely responsible for their movements. It's more about market dynamics and inflation.
An inverted yield curve has traditionally been seen as a warning sign for recessions, but recent events in 2023 suggest it isn't always accurate. The economy remained stable despite the inversion.
Looking forward, inflation will play a key role in determining interest rates in 2024. If inflation continues to drop, long-term rates might go down too.
Cigna Healthcare plans to buy back $11.3 billion of its own stock, making its CEO and investors much wealthier. This move increased the stock price significantly in just one day.
The amount Cigna is spending on stock buybacks is more than many states' entire Medicaid budgets for the year, raising concerns about the priorities of the healthcare system.
Some members of Congress are upset about Cigna's decision, stating it shows how large insurance companies focus on profits instead of improving healthcare for their customers.